WTFC:NASDAQWintrust Financial Corporation Analysis
Data as of 2026-06-19 - not real-time
$154.11
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
Wintrust Financial is trading at $154.11, comfortably above its 20‑day SMA ($152.58) and 50‑day SMA ($150.11) while staying below the 200‑day SMA ($141.34), indicating a strong bullish trend. The MACD histogram is positive (0.13) and the signal line is bullish, with RSI at 54 suggesting momentum is intact and the stock is not overbought. Volume is on an increasing trend, and the price is holding above the key support level of $145.56, leaving the next resistance at $161.05 untouched.
Fundamentally, WTFC trades at a forward P/E of 11.1 versus an industry average of 16.9, and its price‑to‑book of 1.51 aligns with a solid balance sheet. Revenue is growing at 10.4% YoY, operating margins sit at 46% and profit margins at 32%, underscoring efficient earnings generation. The DCF‑derived fair value of $353 implies roughly a 13% upside from current levels, while beta near 1 and a 30‑day volatility of 22% reflect market‑aligned risk. Recent Q1 earnings commentary highlighted robust growth and asset quality, and despite a potential downgrade note, analysts maintain a soft‑buy stance.
Fundamentally, WTFC trades at a forward P/E of 11.1 versus an industry average of 16.9, and its price‑to‑book of 1.51 aligns with a solid balance sheet. Revenue is growing at 10.4% YoY, operating margins sit at 46% and profit margins at 32%, underscoring efficient earnings generation. The DCF‑derived fair value of $353 implies roughly a 13% upside from current levels, while beta near 1 and a 30‑day volatility of 22% reflect market‑aligned risk. Recent Q1 earnings commentary highlighted robust growth and asset quality, and despite a potential downgrade note, analysts maintain a soft‑buy stance.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 7/10
Key Factors
- Bullish technical indicators (price above SMA20/50, positive MACD)
- Support level intact at $145.56
- Increasing volume supporting momentum
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- DCF fair value suggests ~13% upside
- Strong operating margins and revenue growth
- Valuation multiples below industry peers
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- Sustained profitability and high ROE
- Undervalued relative to intrinsic value
- Diversified banking, specialty finance, and wealth management segments
Key Metrics & Analysis
Financial Health
Revenue Growth10.40%
Profit Margin32.02%
P/E Ratio12.9
ROE12.34%
ROA1.25%
P/B Ratio1.5
Op. Cash Flow$1.7B
Industry P/E16.9
Technical Analysis
TrendBullish
RSI54.2
Support$145.56
Resistance$161.05
MA 20$152.58
MA 50$150.11
MA 200$141.34
MACDBullish
VolumeIncreasing
Fear & Greed Index91.46
Valuation
Fair Value$353.26
Target Price$174.67
Upside/Downside13.34%
GradeUndervalued
TypeBlend
Risk Assessment
Beta0.98
Volatility22.01%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.