SLMBP:NASDAQSLM Corporation - Floating Rate Non-Cumulative Preferred Stock, Series B Analysis
Data as of 2026-09-01 - not real-time
$75.23
Latest Price
4/10Risk
Risk Level: Medium
Executive Summary
At $75.23, SLM Corporation shows a bullish moving-average alignment, with shorter averages sitting above longer ones. Relative strength is 56.6 — neutral — and the MACD signal is bullish. The recent range runs from support at $73.54 up to resistance at $75.26.
The shares look overvalued, trading on 35.1 times earnings above a sector average of 16.9. Revenue is growing at 8.1% on a 43.6% profit margin. The 7.72% dividend yield looks covered by current payout levels.
The composite risk read is 4/10, putting it in moderate territory. With 30-day volatility of 5.3%, a beta of 0.03 and a maximum drawdown of 5.7%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
Near-term and long-term part ways here — buy short-term against hold longer out, with 2/10 conviction on the long call.
The shares look overvalued, trading on 35.1 times earnings above a sector average of 16.9. Revenue is growing at 8.1% on a 43.6% profit margin. The 7.72% dividend yield looks covered by current payout levels.
The composite risk read is 4/10, putting it in moderate territory. With 30-day volatility of 5.3%, a beta of 0.03 and a maximum drawdown of 5.7%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
Near-term and long-term part ways here — buy short-term against hold longer out, with 2/10 conviction on the long call.
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 4/10
Key Factors
- Short-term moving averages stacked above long-term ones
- Trading above the 200-day average of 74.63
- MACD momentum is positive
Medium Term
1–3 yearsNeutral
Model confidence: 2/10
Key Factors
- Short-term moving averages stacked above long-term ones
- P/E of 35.1 versus sector average of 16.9
- Trading above the 200-day average of 74.63
Long Term
> 3 yearsNeutral
Model confidence: 2/10
Key Factors
- P/E of 35.1 versus sector average of 16.9
- Profit margin of 43.6% is healthy
- Return on equity of 30.3%
Key Metrics & Analysis
Financial Health
Revenue Growth8.10%
Profit Margin43.63%
P/E Ratio35.1
ROE30.33%
ROA2.53%
Debt/Equity236.16
P/B Ratio6.5
Op. Cash Flow$-324595008
Industry P/E16.9
Technical Analysis
TrendBullish
RSI56.6
Support$73.54
Resistance$75.26
MA 20$75.00
MA 50$74.65
MA 200$74.63
MACDBullish
VolumeDecreasing
Fear & Greed Index94.79
Valuation
GradeOvervalued
TypeBlend
Dividend Yield7.72%
Risk Assessment
Beta0.03
Volatility5.25%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskHigh
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.