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SLMBP:NASDAQSLM Corporation - Floating Rate Non-Cumulative Preferred Stock, Series B Analysis

Data as of 2026-09-01 - not real-time

$75.23

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

At $75.23, SLM Corporation shows a bullish moving-average alignment, with shorter averages sitting above longer ones. Relative strength is 56.6 — neutral — and the MACD signal is bullish. The recent range runs from support at $73.54 up to resistance at $75.26.
The shares look overvalued, trading on 35.1 times earnings above a sector average of 16.9. Revenue is growing at 8.1% on a 43.6% profit margin. The 7.72% dividend yield looks covered by current payout levels.
The composite risk read is 4/10, putting it in moderate territory. With 30-day volatility of 5.3%, a beta of 0.03 and a maximum drawdown of 5.7%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
Near-term and long-term part ways here — buy short-term against hold longer out, with 2/10 conviction on the long call.

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 4/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • Trading above the 200-day average of 74.63
  • MACD momentum is positive

Medium Term

1–3 years
Neutral
Model confidence: 2/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • P/E of 35.1 versus sector average of 16.9
  • Trading above the 200-day average of 74.63

Long Term

> 3 years
Neutral
Model confidence: 2/10

Key Factors

  • P/E of 35.1 versus sector average of 16.9
  • Profit margin of 43.6% is healthy
  • Return on equity of 30.3%

Key Metrics & Analysis

Financial Health

Revenue Growth8.10%
Profit Margin43.63%
P/E Ratio35.1
ROE30.33%
ROA2.53%
Debt/Equity236.16
P/B Ratio6.5
Op. Cash Flow$-324595008
Industry P/E16.9

Technical Analysis

TrendBullish
RSI56.6
Support$73.54
Resistance$75.26
MA 20$75.00
MA 50$74.65
MA 200$74.63
MACDBullish
VolumeDecreasing
Fear & Greed Index94.79

Valuation

GradeOvervalued
TypeBlend
Dividend Yield7.72%

Risk Assessment

Beta0.03
Volatility5.25%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskHigh

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.