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WF:NYSEWoori Financial Group Inc. Analysis

Data as of 2026-06-14 - not real-time

$62.28

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Woori Financial Group trades around $62, well below its discounted cash‑flow fair value, implying a substantial upside potential. The stock’s price‑to‑earnings multiple is roughly half the industry average, and it offers a dividend yield above 4% with a modest payout ratio, suggesting dividend sustainability. Technical indicators show a neutral trend with the 20‑day SMA just above the 200‑day SMA, a bullish MACD histogram, and increasing volume, while price remains perched between a clear support around $57 and resistance near $63.
Risk factors include elevated 30‑day volatility and a beta above one, reflecting sensitivity to market swings, as well as typical banking sector and regulatory exposures in Korea and China. Nevertheless, the company’s strong cash position, healthy operating margins, and consistent dividend payments mitigate liquidity and dividend‑related concerns, making the stock an attractive value play for patient investors.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price near technical support with bullish MACD momentum
  • High dividend yield provides downside buffer
  • Valuation still below fair value but limited short‑term catalyst

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Significant valuation gap versus industry peers
  • Sustainable dividend enhances total return
  • Operating margins and cash generation remain strong

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • Long‑term earnings stability in a diversified financial franchise
  • Continued dividend growth potential
  • Upside from undervaluation and favorable DCF estimate

Key Metrics & Analysis

Financial Health

Revenue Growth5.90%
Profit Margin30.79%
P/E Ratio7.8
ROE8.52%
ROA0.56%
P/B Ratio2.1
Op. Cash Flow$5718.0B
Industry P/E16.8

Technical Analysis

TrendNeutral
RSI49.3
Support$57.43
Resistance$63.52
MA 20$61.19
MA 50$65.86
MA 200$61.83
MACDBullish
VolumeIncreasing
Fear & Greed Index89.86

Valuation

Fair Value$118,062.51
Target Price$93.83
Upside/Downside50.67%
GradeUndervalued
TypeValue
Dividend Yield4.53%

Risk Assessment

Beta1.11
Volatility36.46%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.