We use cookies to analyze site traffic and improve your experience.
By accepting, you consent to the use of analytics cookies.

WASH:NASDAQWashington Trust Bancorp, Inc. Analysis

Data as of 2026-05-28 - not real-time

$32.41

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Washington Trust Bancorp trades around $32.41, just above its 20‑day SMA (31.76) but below the 50‑day SMA (32.77), indicating a short‑term pull‑back while still above longer‑term support (30.71). The stock’s RSI sits at 52, suggesting neutral momentum, and the MACD histogram is positive, giving a modest bullish signal. Valuation metrics show a trailing P/E of 11.8 versus the industry average of 16.6 and a P/B of 1.13, pointing to relative cheapness, yet the DCF fair value of $14.34 is far below the market price, raising concerns of overvaluation. The dividend yield is an attractive 6.9% with an 81.8% payout, but zero free cash flow and a high debt load introduce sustainability questions. Recent headlines flag a legal investigation by Pomerantz LLP, adding a layer of regulatory and reputational risk amid a generally neutral technical outlook and elevated 30‑day volatility of 60%.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price hovering near resistance with decreasing volume
  • Neutral technical indicators (RSI, SMA crossover)
  • Legal investigation creating short‑term uncertainty

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Attractive dividend yield and low relative P/E
  • Potential modest upside above support level
  • Fundamental earnings growth (forward EPS) outweighing current risks

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • Stable earnings and dividend track record
  • Sector exposure to regional banking cycles
  • Ongoing legal and debt considerations limiting upside

Key Metrics & Analysis

Financial Health

Revenue Growth-7.00%
Profit Margin24.40%
P/E Ratio11.8
ROE9.86%
ROA0.81%
P/B Ratio1.1
Op. Cash Flow$88.0M
Industry P/E16.6

Technical Analysis

TrendNeutral
RSI52.1
Support$30.71
Resistance$32.81
MA 20$31.76
MA 50$32.77
MA 200$30.84
MACDBullish
VolumeDecreasing
Fear & Greed Index92.34

Valuation

Fair Value$14.34
Target Price$32.75
Upside/Downside1.05%
GradeFair
TypeBlend
Dividend Yield6.92%

Risk Assessment

Beta0.92
Volatility60.31%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.