WAFD:NASDAQWaFd, Inc. Analysis
Data as of 2026-07-29 - not real-time
$36.64
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
WaFd, Inc. is trading just above a critical support level while its short‑term moving averages sit comfortably above longer‑term averages, signaling a bullish backdrop. The Relative Strength Index hovers in the neutral zone, but the MACD has turned bearish, suggesting short‑term downside pressure despite an overall bullish trend. Volume has been on the rise, providing liquidity support as the stock tests the upper end of its recent range.
Fundamentally, the company delivers strong operating and profit margins, a solid dividend yield that exceeds typical bank payouts, and a price‑to‑book ratio hovering around parity, indicating an attractive valuation relative to peers. However, the sector faces heightened credit risk and deposit outflows, and the balance sheet carries a sizable debt load, which tempers the upside. The combination of undervalued pricing, reliable dividend, and resilient earnings makes the stock appealing for investors with a medium‑to‑long‑term horizon, while short‑term volatility remains a consideration.
Fundamentally, the company delivers strong operating and profit margins, a solid dividend yield that exceeds typical bank payouts, and a price‑to‑book ratio hovering around parity, indicating an attractive valuation relative to peers. However, the sector faces heightened credit risk and deposit outflows, and the balance sheet carries a sizable debt load, which tempers the upside. The combination of undervalued pricing, reliable dividend, and resilient earnings makes the stock appealing for investors with a medium‑to‑long‑term horizon, while short‑term volatility remains a consideration.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- price near key support level
- bearish MACD histogram
- attractive dividend yield
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- valuation well below industry average
- strong operating margins
- sustainable dividend payout
Long Term
> 3 yearsPositive
Model confidence: 8/10
Key Factors
- low beta indicating defensive profile
- consistent dividend track record
- solid balance sheet despite debt levels
Key Metrics & Analysis
Financial Health
Revenue Growth5.60%
Profit Margin33.70%
P/E Ratio11.6
ROE8.50%
ROA0.94%
P/B Ratio1.0
Industry P/E17.9
Technical Analysis
TrendBullish
RSI44.8
Support$36.11
Resistance$39.49
MA 20$37.59
MA 50$36.78
MA 200$33.33
MACDBearish
VolumeIncreasing
Fear & Greed Index84.54
Valuation
Target Price$39.00
Upside/Downside6.44%
GradeUndervalued
TypeBlend
Dividend Yield2.94%
Risk Assessment
Beta0.57
Volatility22.85%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.