WAFD:NASDAQWaFd, Inc. Analysis

WaFd, Inc. is trading at $35.55, comfortably above its 20‑day ($34.80), 50‑day ($32.79) and 200‑day ($31.68) simple moving averages, signaling a bullish price trend. The stock’s RSI of 66 points to upward momentum while remaining below overbought levels, yet the MACD histogram has turned negative, hinting at a short‑term pullback. Recent earnings have outperformed expectations, with Q2 2026 EPS beating forecasts and the company receiving a buy upgrade from analysts, reinforcing confidence in its earnings power. Valuation is mixed: a forward P/E of 10.36 is well below the industry average of 16.39, and the price‑to‑book ratio of 0.99 suggests the market is pricing the stock near its book value, but a discounted cash‑flow model estimates a fair value of only $13.92, implying the current price may be stretched. The dividend yield of 3.04% with a modest 35% payout ratio, combined with strong operating cash flow, supports the sustainability of the dividend. Overall, the stock presents a bullish technical setup and solid fundamentals, yet elevated volatility (27.6% 30‑day) and sector‑specific risks temper the upside potential.