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TURSG:BISTTurkiye Sigorta A.S. Analysis

Data as of 2026-03-12 - not real-time

TRY 12.59

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

Technical outlook: The short‑term moving average sits above the mid‑term and long‑term averages, confirming a bullish alignment, while the momentum indicator remains in the upper half of its range, suggesting room for further upside. The price is comfortably above the nearest support level and below the next resistance, but the recent decline in trading volume adds a note of caution.
Fundamental backdrop: Revenue is expanding at a robust pace and profitability metrics are solid, with margins well above industry norms. Cash balances dwarf the modest debt load, supporting a healthy dividend payout that appears sustainable. Forward earnings estimates point to a sharp earnings acceleration, and discounted cash‑flow analysis signals a sizable valuation gap, making the stock attractive despite a lofty trailing price‑earnings multiple.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Bullish moving‑average hierarchy
  • Price positioned between support and resistance
  • Decreasing volume suggesting caution

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Strong revenue growth and high margins
  • Undervaluation indicated by DCF and forward earnings
  • Sustainable dividend with low payout ratio

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • High return on equity and robust cash generation
  • Low beta implying limited market volatility
  • Attractive dividend yield and long‑term earnings expansion

Key Metrics & Analysis

Financial Health

Revenue Growth41.90%
Profit Margin22.18%
P/E Ratio52.5
ROE50.52%
ROA12.83%
Debt/Equity0.29
P/B Ratio2.5
Op. Cash FlowTRY9.4B
Free Cash FlowTRY-12589299712
Industry P/E16.6

Technical Analysis

TrendBullish
RSI57.6
SupportTRY 11.20
ResistanceTRY 13.06
MA 20TRY 12.38
MA 50TRY 12.07
MA 200TRY 10.66
MACDBearish
VolumeDecreasing
Fear & Greed Index76.3

Valuation

Fair ValueTRY 34.66
Target PriceTRY 16.52
Upside/Downside31.22%
GradeUndervalued
TypeGrowth
Dividend Yield1.63%

Risk Assessment

Beta0.18
Volatility26.13%
Sector RiskMedium
Reg. RiskMedium
Geo RiskHigh
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.