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RRBI:NASDAQRed River Bancshares, Inc. Analysis

Data as of 2026-08-02 - not real-time

$100.55

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

Red River Bancshares is trading above its 20‑day and 50‑day SMAs and comfortably above the 200‑day SMA, confirming a bullish trend supported by a bullish MACD crossover and an RSI sitting in the 60s, indicating momentum without extreme overbought pressure. The price sits near a solid support level around $94 and faces resistance just above $103, offering a modest upside potential while the 30‑day volatility of roughly 24% and a beta under 0.5 suggest relatively gentle price swings for a regional bank.
Fundamentally, the bank posted roughly 9.5% revenue growth, strong operating (≈45%) and profit margins (≈36%), and a PE ratio well below the industry average, underscoring a fair valuation. With a dividend yield of 0.8% and a payout ratio near 11%, the dividend appears sustainable, backed by ample cash on hand and negligible debt. Recent analyst sentiment, highlighted by a Zacks Rank 2 Buy upgrade, adds a positive catalyst to the already favorable technical backdrop.

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 7/10

Key Factors

  • Bullish technical alignment (price above SMAs, bullish MACD)
  • Support level provides downside cushion
  • Recent Zacks upgrade to Buy adds momentum

Medium Term

1–3 years
Neutral
Model confidence: 6/10

Key Factors

  • Sustainable dividend with low payout ratio
  • Valuation remains near fair with modest upside
  • Steady earnings growth and strong balance sheet

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • Low beta and stable cash position reduce volatility risk
  • Regulatory environment manageable for regional banks
  • Consistent profitability and conservative capital structure

Key Metrics & Analysis

Financial Health

Revenue Growth9.50%
Profit Margin35.66%
P/E Ratio14.5
ROE12.77%
ROA1.42%
P/B Ratio1.8
Industry P/E18.0

Technical Analysis

TrendBullish
RSI60.1
Support$94.06
Resistance$103.49
MA 20$98.11
MA 50$93.86
MA 200$83.93
MACDBullish
VolumeIncreasing
Fear & Greed Index92.88

Valuation

Target Price$103.00
Upside/Downside2.44%
GradeFair
TypeBlend
Dividend Yield0.80%

Risk Assessment

Beta0.47
Volatility24.49%
Sector RiskLow
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.