RRBI:NASDAQRed River Bancshares, Inc. Analysis
Data as of 2026-08-02 - not real-time
$100.55
Latest Price
4/10Risk
Risk Level: Medium
Executive Summary
Red River Bancshares is trading above its 20‑day and 50‑day SMAs and comfortably above the 200‑day SMA, confirming a bullish trend supported by a bullish MACD crossover and an RSI sitting in the 60s, indicating momentum without extreme overbought pressure. The price sits near a solid support level around $94 and faces resistance just above $103, offering a modest upside potential while the 30‑day volatility of roughly 24% and a beta under 0.5 suggest relatively gentle price swings for a regional bank.
Fundamentally, the bank posted roughly 9.5% revenue growth, strong operating (≈45%) and profit margins (≈36%), and a PE ratio well below the industry average, underscoring a fair valuation. With a dividend yield of 0.8% and a payout ratio near 11%, the dividend appears sustainable, backed by ample cash on hand and negligible debt. Recent analyst sentiment, highlighted by a Zacks Rank 2 Buy upgrade, adds a positive catalyst to the already favorable technical backdrop.
Fundamentally, the bank posted roughly 9.5% revenue growth, strong operating (≈45%) and profit margins (≈36%), and a PE ratio well below the industry average, underscoring a fair valuation. With a dividend yield of 0.8% and a payout ratio near 11%, the dividend appears sustainable, backed by ample cash on hand and negligible debt. Recent analyst sentiment, highlighted by a Zacks Rank 2 Buy upgrade, adds a positive catalyst to the already favorable technical backdrop.
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 7/10
Key Factors
- Bullish technical alignment (price above SMAs, bullish MACD)
- Support level provides downside cushion
- Recent Zacks upgrade to Buy adds momentum
Medium Term
1–3 yearsNeutral
Model confidence: 6/10
Key Factors
- Sustainable dividend with low payout ratio
- Valuation remains near fair with modest upside
- Steady earnings growth and strong balance sheet
Long Term
> 3 yearsNeutral
Model confidence: 6/10
Key Factors
- Low beta and stable cash position reduce volatility risk
- Regulatory environment manageable for regional banks
- Consistent profitability and conservative capital structure
Key Metrics & Analysis
Financial Health
Revenue Growth9.50%
Profit Margin35.66%
P/E Ratio14.5
ROE12.77%
ROA1.42%
P/B Ratio1.8
Industry P/E18.0
Technical Analysis
TrendBullish
RSI60.1
Support$94.06
Resistance$103.49
MA 20$98.11
MA 50$93.86
MA 200$83.93
MACDBullish
VolumeIncreasing
Fear & Greed Index92.88
Valuation
Target Price$103.00
Upside/Downside2.44%
GradeFair
TypeBlend
Dividend Yield0.80%
Risk Assessment
Beta0.47
Volatility24.49%
Sector RiskLow
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow
Similar Tickers
This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.