PBFS:NASDAQPioneer Bancorp, Inc. analysis
Data as of Sep 25, 2026 - not real-time
- Latest price
- $17.37
- Risk: medium
- 5/10Medium risk
Summary
At $17.37, Pioneer Bancorp, Inc. shows a bullish moving-average alignment, with shorter averages sitting above longer ones. Over a rolling month the price has gained 1.7%. With RSI at 40.7 the momentum picture is neutral, alongside a bearish MACD signal. Watch $17.27 as support and $19.91 as the nearer resistance level.
The shares look overvalued, trading on 24.8 times earnings above a sector average of 15.5. Revenue is growing at 17.9% on a 17.1% profit margin.
The composite risk read is 5/10, putting it in moderate territory. With 30-day volatility of 20.8%, a beta of 0.31 and a maximum drawdown of 10.4%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 94 on the fear-greed composite.
This one splits by horizon — buy in the near term, hold further out, at 2/10 long-term conviction.
The shares look overvalued, trading on 24.8 times earnings above a sector average of 15.5. Revenue is growing at 17.9% on a 17.1% profit margin.
The composite risk read is 5/10, putting it in moderate territory. With 30-day volatility of 20.8%, a beta of 0.31 and a maximum drawdown of 10.4%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 94 on the fear-greed composite.
This one splits by horizon — buy in the near term, hold further out, at 2/10 long-term conviction.
Top market events
- 7dPioneer Bancorp Has One Too Many Red FlagsQ2 2026 update: acquisitions boosted loan growth and NIM, but profitability...
Market outlook
Short term
< 1 yearPositive
Model confidence4/104 out of 10
Key factors
- Short-term moving averages stacked above long-term ones
- Trading above the 200-day average of 15.40
- MACD momentum is negative
Medium term
1–3 yearsNeutral
Model confidence3/103 out of 10
Key factors
- Short-term moving averages stacked above long-term ones
- P/E of 24.8 versus sector average of 15.5
- Trading above the 200-day average of 15.40
Long term
> 3 yearsNeutral
Model confidence2/102 out of 10
Key factors
- P/E of 24.8 versus sector average of 15.5
- Profit margin of 17.1% is healthy
- Revenue growth of +17.9%
Key metrics
Financial health
Revenue Growth17.90%
Profit Margin17.10%
P/E Ratio24.8
ROE5.24%
ROA0.75%
P/B Ratio1.3
Op. Cash Flow$24.1M
Industry P/E15.5
Technical analysis
TrendBullish
RSI40.7
Support$17.27
Resistance$19.91
MA 20$17.96
MA 50$17.59
MA 200$15.40
MACDBearish
VolumeIncreasing
Fear & Greed Index94
Valuation
Fair Value$21.99
GradeOvervalued
TypeBlend
Risk assessment
Beta0.31
Volatility20.79%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskHigh
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.