OPFI:NYSEOppFi Inc. analysis
Data as of Oct 14, 2026 - not real-time
- Latest price
- $5.69
- Risk: high
- 9/10High risk
Summary
OppFi Inc. trades at $5.69, with its short-term moving averages sitting below the longer-term ones — a bearish trend structure. Over a rolling month the price has lost 17.1%. RSI sits at 27.1, which reads as oversold, and MACD momentum is bullish. The recent range runs from support at $5.59 up to resistance at $7.24.
The shares look undervalued, trading on 2.7 times earnings below a sector average of 15.5. Sell-side targets cluster 114.2% above the current quote. Revenue is contracting at 13.9% on a 31.1% profit margin.
On a 1-10 scale the risk profile lands at 9 — high. With 30-day volatility of 43.6%, a beta of 1.37 and a maximum drawdown of 50.0%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 91 on the fear-greed composite.
This one splits by horizon — hold in the near term, buy further out, at 4/10 long-term conviction.
The shares look undervalued, trading on 2.7 times earnings below a sector average of 15.5. Sell-side targets cluster 114.2% above the current quote. Revenue is contracting at 13.9% on a 31.1% profit margin.
On a 1-10 scale the risk profile lands at 9 — high. With 30-day volatility of 43.6%, a beta of 1.37 and a maximum drawdown of 50.0%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 91 on the fear-greed composite.
This one splits by horizon — hold in the near term, buy further out, at 4/10 long-term conviction.
Top market events
- Record revenue of $145.2M, but profit margins compressed as credit quality tightened.
- OppFi Inc OPFI posts record Q2 revenue of $145 million but revises 2026 guidance lower as it navigates credit...
- /PRNewswire/ -- OppFi Inc. NYSE: OPFI "OppFi" or the "Company" , a tech-enabled digital finance platform that partners...
Market outlook
Short term
< 1 yearNeutral
Model confidence1/101 out of 10
Key factors
- Short-term moving averages stacked below long-term ones
- RSI at 27.1 signals oversold conditions
- Trading below the 200-day average of 8.51
Medium term
1–3 yearsNeutral
Model confidence2/102 out of 10
Key factors
- Short-term moving averages stacked below long-term ones
- RSI at 27.1 signals oversold conditions
- P/E of 2.7 versus sector average of 15.5
Long term
> 3 yearsPositive
Model confidence4/104 out of 10
Key factors
- P/E of 2.7 versus sector average of 15.5
- Analyst targets imply +114.2% versus the current price
- Profit margin of 31.1% is healthy
Key metrics
Financial health
Revenue Growth-13.90%
Profit Margin31.06%
P/E Ratio2.7
ROE58.24%
ROA25.49%
Debt/Equity69.25
P/B Ratio1.2
Op. Cash Flow$404.8M
Industry P/E15.5
Technical analysis
TrendBearish
RSI27.1
Support$5.59
Resistance$7.24
MA 20$6.15
MA 50$6.96
MA 200$8.51
MACDBullish
VolumeDecreasing
Fear & Greed Index91.3
Valuation
Fair Value$37.11
Target Price$12.19
Upside/Downside114.24%
GradeUndervalued
TypeValue
Risk assessment
Beta1.37
Volatility43.59%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.