OPFI:NYSEOppFi Inc. Analysis
Data as of 2026-08-24 - not real-time
$7.10
Latest Price
9/10Risk
Risk Level: High
Executive Summary
OppFi Inc. trades at $7.09, with its short-term moving averages sitting below the longer-term ones — a bearish trend structure. Over a rolling month the price has lost 23.0%. RSI sits at 33.9, which reads as approaching oversold, and MACD momentum is bearish. The recent range runs from support at $6.50 up to resistance at $10.19.
The shares look undervalued, trading on 2.4 times earnings below a sector average of 17.0. Sell-side targets cluster 77.1% above the current quote. Revenue is contracting at 13.9% on a 31.1% profit margin.
On a 1-10 scale the risk profile lands at 9 — high. With 30-day volatility of 93.3%, a beta of 1.29 and a maximum drawdown of 46.2%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
Short, medium and long-term reads agree on hold, with conviction of 3/10.
The shares look undervalued, trading on 2.4 times earnings below a sector average of 17.0. Sell-side targets cluster 77.1% above the current quote. Revenue is contracting at 13.9% on a 31.1% profit margin.
On a 1-10 scale the risk profile lands at 9 — high. With 30-day volatility of 93.3%, a beta of 1.29 and a maximum drawdown of 46.2%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
Short, medium and long-term reads agree on hold, with conviction of 3/10.
Top Market Events
Dallas, Texas-- Newsfile Corp. - August 11, 2026 - OppFi, Inc. NYSE: OPFI : Stonegate Capital Partners Updates Coverage...The specialty lender posted a displeasing quarterly earnings report.Updated Aug 4, 2026 0 CHICAGO, Aug. 4, 2026 /PRNewswire/ -- OppFi Inc. NYSE: OPFI "OppFi" or the "Company" , a leading...
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 2/10
Key Factors
- Short-term moving averages stacked below long-term ones
- Trading below the 200-day average of 9.14
- MACD momentum is negative
Medium Term
1–3 yearsNeutral
Model confidence: 1/10
Key Factors
- Short-term moving averages stacked below long-term ones
- P/E of 2.4 versus sector average of 17.0
- Trading below the 200-day average of 9.14
Long Term
> 3 yearsNeutral
Model confidence: 3/10
Key Factors
- P/E of 2.4 versus sector average of 17.0
- Analyst targets imply +77.1% versus the current price
- Profit margin of 31.1% is healthy
Key Metrics & Analysis
Financial Health
Revenue Growth-13.90%
Profit Margin31.06%
P/E Ratio2.4
ROE58.24%
ROA25.49%
Debt/Equity69.25
P/B Ratio1.5
Op. Cash Flow$404.8M
Industry P/E17.0
Technical Analysis
TrendBearish
RSI33.9
Support$6.50
Resistance$10.19
MA 20$8.28
MA 50$8.81
MA 200$9.14
MACDBearish
VolumeIncreasing
Fear & Greed Index93.36
Valuation
Fair Value$39.95
Target Price$12.57
Upside/Downside77.10%
GradeUndervalued
TypeValue
Risk Assessment
Beta1.29
Volatility93.30%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.