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NU:NYSENu Holdings Ltd. Analysis

Data as of 2026-08-17 - not real-time

$15.02

Latest Price

8/10Risk

Risk Level: High

Executive Summary

Nu Holdings Ltd. is priced at $15.02, and its moving averages give no clean directional read — the structure is neutral. Over a rolling month the price has gained 6.8%. Momentum indicators put RSI at 61.8 (approaching overbought) with MACD reading bullish. Price has been bracketed by support at $13.37 and resistance at $16.22.
The shares look fair, trading on 20.6 times earnings above a sector average of 17.0. Consensus targets land 22.9% above where the shares trade now. Revenue is growing at 52.1% on a 42.7% profit margin.
On a 1-10 scale the risk profile lands at 8 — high. With 30-day volatility of 41.2%, a beta of 1.36 and a maximum drawdown of 38.2%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to hold, carrying 3/10 conviction.

Top Market Events

These catalysts could prove to be the actual drivers of the stock.​Nu Holdings Ltd. NYSE:NU has declined roughly 25% year-to-date, however, the Street sees more than 41% upside from...2dNu Holdings Q2: The First Billion-Dollar Quarter Deserves A Buy RatingB+ net income, 39% revenue growth, 139M...

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 2/10

Key Factors

  • Trading below the 200-day average of 15.05
  • MACD momentum is positive
  • 30-day price change of +6.8%

Medium Term

1–3 years
Neutral
Model confidence: 2/10

Key Factors

  • P/E of 20.6 versus sector average of 17.0
  • Trading below the 200-day average of 15.05
  • Analyst targets imply +22.9% versus the current price

Long Term

> 3 years
Neutral
Model confidence: 3/10

Key Factors

  • P/E of 20.6 versus sector average of 17.0
  • Analyst targets imply +22.9% versus the current price
  • Profit margin of 42.7% is healthy

Key Metrics & Analysis

Financial Health

Revenue Growth52.10%
Profit Margin42.73%
P/E Ratio20.6
ROE31.63%
ROA4.96%
P/B Ratio5.8
Op. Cash Flow$-10304786432
Industry P/E17.0

Technical Analysis

TrendNeutral
RSI61.8
Support$13.37
Resistance$16.22
MA 20$14.29
MA 50$13.52
MA 200$15.05
MACDBullish
VolumeDecreasing
Fear & Greed Index94.61

Valuation

Target Price$18.45
Upside/Downside22.88%
GradeFair
TypeGrowth

Risk Assessment

Beta1.36
Volatility41.16%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.