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MET:NYSEMetLife, Inc. Analysis

Data as of 2026-06-18 - not real-time

$85.76

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

MetLife (MET) is trading at $85.76, comfortably above its 20‑day ($84.61), 50‑day ($80.81) and 200‑day ($78.18) simple moving averages, indicating a bullish price action. The RSI sits at 58.5, suggesting modest upward momentum, while the MACD histogram is slightly negative and the signal line is flagged as bearish, hinting at a near‑term pause. The stock respects a clear support zone around $80.51 and faces resistance near $89.62, with a 30‑day volatility of 21.4% and a beta of 0.88, pointing to higher price swings but lower market‑wide risk.
Fundamentally, MET trades at a trailing PE of 16.6 versus an industry average of 16.9 and a forward PE of 7.8, implying significant earnings upside. The dividend yield of 2.71% with a 44% payout ratio appears sustainable given solid operating cash flow, though free cash flow is negative and the debt‑to‑equity ratio is high at 178%. A DCF model values the company near $218, suggesting a modest upside of about 7% from current levels, while recent product launches and analyst upgrades (Morgan Stanley, Piper Sandler) provide fresh positive catalysts.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price above key moving averages but MACD turning bearish
  • High 30‑day volatility and proximity to resistance at $89.62
  • Stable trading volume indicating adequate liquidity

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Forward PE of 7.8 suggests strong earnings growth potential
  • Dividend yield of 2.71% with a comfortable payout ratio
  • Analyst upgrades and new Non‑Qualified Assignment Flex product expanding revenue streams

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • Undervalued relative to DCF fair value and industry peers
  • Diversified global footprint reducing concentration risk
  • Potential to improve balance sheet leverage over time

Key Metrics & Analysis

Financial Health

Revenue Growth2.70%
Profit Margin4.67%
P/E Ratio16.6
ROE13.01%
ROA0.45%
Debt/Equity178.02
P/B Ratio2.0
Op. Cash Flow$15.5B
Free Cash Flow$-17429749760
Industry P/E16.9

Technical Analysis

TrendBullish
RSI58.5
Support$80.51
Resistance$89.62
MA 20$84.61
MA 50$80.81
MA 200$78.18
MACDBearish
VolumeStable
Fear & Greed Index91.57

Valuation

Fair Value$217.87
Target Price$92.00
Upside/Downside7.28%
GradeUndervalued
TypeBlend
Dividend Yield2.71%

Risk Assessment

Beta0.88
Volatility21.40%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.