MET:NYSEMetLife, Inc. Analysis
Data as of 2026-06-18 - not real-time
$85.76
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
MetLife (MET) is trading at $85.76, comfortably above its 20‑day ($84.61), 50‑day ($80.81) and 200‑day ($78.18) simple moving averages, indicating a bullish price action. The RSI sits at 58.5, suggesting modest upward momentum, while the MACD histogram is slightly negative and the signal line is flagged as bearish, hinting at a near‑term pause. The stock respects a clear support zone around $80.51 and faces resistance near $89.62, with a 30‑day volatility of 21.4% and a beta of 0.88, pointing to higher price swings but lower market‑wide risk.
Fundamentally, MET trades at a trailing PE of 16.6 versus an industry average of 16.9 and a forward PE of 7.8, implying significant earnings upside. The dividend yield of 2.71% with a 44% payout ratio appears sustainable given solid operating cash flow, though free cash flow is negative and the debt‑to‑equity ratio is high at 178%. A DCF model values the company near $218, suggesting a modest upside of about 7% from current levels, while recent product launches and analyst upgrades (Morgan Stanley, Piper Sandler) provide fresh positive catalysts.
Fundamentally, MET trades at a trailing PE of 16.6 versus an industry average of 16.9 and a forward PE of 7.8, implying significant earnings upside. The dividend yield of 2.71% with a 44% payout ratio appears sustainable given solid operating cash flow, though free cash flow is negative and the debt‑to‑equity ratio is high at 178%. A DCF model values the company near $218, suggesting a modest upside of about 7% from current levels, while recent product launches and analyst upgrades (Morgan Stanley, Piper Sandler) provide fresh positive catalysts.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Price above key moving averages but MACD turning bearish
- High 30‑day volatility and proximity to resistance at $89.62
- Stable trading volume indicating adequate liquidity
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- Forward PE of 7.8 suggests strong earnings growth potential
- Dividend yield of 2.71% with a comfortable payout ratio
- Analyst upgrades and new Non‑Qualified Assignment Flex product expanding revenue streams
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- Undervalued relative to DCF fair value and industry peers
- Diversified global footprint reducing concentration risk
- Potential to improve balance sheet leverage over time
Key Metrics & Analysis
Financial Health
Revenue Growth2.70%
Profit Margin4.67%
P/E Ratio16.6
ROE13.01%
ROA0.45%
Debt/Equity178.02
P/B Ratio2.0
Op. Cash Flow$15.5B
Free Cash Flow$-17429749760
Industry P/E16.9
Technical Analysis
TrendBullish
RSI58.5
Support$80.51
Resistance$89.62
MA 20$84.61
MA 50$80.81
MA 200$78.18
MACDBearish
VolumeStable
Fear & Greed Index91.57
Valuation
Fair Value$217.87
Target Price$92.00
Upside/Downside7.28%
GradeUndervalued
TypeBlend
Dividend Yield2.71%
Risk Assessment
Beta0.88
Volatility21.40%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.