ITUB3:BMFBOVESPAItau Unibanco Holding S.A. Analysis
Data as of 2026-09-04 - not real-time
R$45.72
Latest Price
4/10Risk
Risk Level: Medium
Executive Summary
The moving-average structure behind Itaú Unibanco Holding S.A. is neutral at BRL 45.72, with no clear ordering between short and long averages. The last 30 days have gained 1.3%. With RSI at 66.3 the momentum picture is approaching overbought, alongside a bullish MACD signal. Price has been bracketed by support at BRL 40.31 and resistance at BRL 46.45.
On valuation the read is undervalued — earnings multiple of 10.9 versus a 16.5 sector average, below the peer group. Revenue is growing at 17.5% on a 32.6% profit margin. The 0.49% dividend yield looks covered by current payout levels.
The composite risk read is 4/10, putting it in moderate territory. With 30-day volatility of 27.7%, a beta of 0.60 and a maximum drawdown of 15.9%, position sizing matters here. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to buy, carrying 7/10 conviction.
On valuation the read is undervalued — earnings multiple of 10.9 versus a 16.5 sector average, below the peer group. Revenue is growing at 17.5% on a 32.6% profit margin. The 0.49% dividend yield looks covered by current payout levels.
The composite risk read is 4/10, putting it in moderate territory. With 30-day volatility of 27.7%, a beta of 0.60 and a maximum drawdown of 15.9%, position sizing matters here. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to buy, carrying 7/10 conviction.
Top Market Events
Itaú Unibanco reported higher first-quarter 2026 earnings and loan growth, while keeping a close eyeItaú Unibanco Holding S.A., Latin America’s largest private bank by assets, remains in focus after iItaú Unibanco has issued BRL 3 billion in perpetual subordinated financial bills to bolster its Addi
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 6/10
Key Factors
- Trading above the 200-day average of 41.43
- MACD momentum is positive
- RSI at 66.3 is in neutral territory
Medium Term
1–3 yearsPositive
Model confidence: 6/10
Key Factors
- P/E of 10.9 versus sector average of 16.5
- Trading above the 200-day average of 41.43
- MACD momentum is positive
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- P/E of 10.9 versus sector average of 16.5
- Profit margin of 32.6% is healthy
- Revenue growth of +17.5%
Key Metrics & Analysis
Financial Health
Revenue Growth17.50%
Profit Margin32.58%
P/E Ratio10.9
ROE21.48%
ROA1.58%
P/B Ratio2.3
Op. Cash FlowR$44.3B
Industry P/E16.5
Technical Analysis
TrendNeutral
RSI66.3
SupportR$40.31
ResistanceR$46.45
MA 20R$42.51
MA 50R$44.01
MA 200R$41.43
MACDBullish
VolumeDecreasing
Fear & Greed Index95.48
Valuation
Fair ValueR$15.71
GradeUndervalued
TypeBlend
Dividend Yield0.49%
Risk Assessment
Beta0.60
Volatility27.74%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskHigh
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.