FULT:NASDAQFulton Financial Corporation Analysis
Data as of 2026-04-05 - not real-time
$20.53
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
FULT trades at $20.53, roughly 11.6% above its DCF fair value of $14.08, signaling an overvalued price level. Yet its P/E of 9.87 is well below the industry average of 16.6 and it offers a 3.7% dividend yield with a modest 35% payout, indicating solid cash generation. The stock sits just above its 20‑day SMA (19.89) and 200‑day SMA (19.23), with a neutral RSI (54) and a bullish MACD histogram (+0.13), while volume is trending upward.
Recent material news includes the completed acquisition of Blue Foundry Bancorp, expanding FULT’s regional footprint, and the declaration of a quarterly cash dividend of $0.19 per share, reinforcing its income‑return profile. A low beta (0.96) and 30‑day volatility of 31% point to moderate market risk, and the “Extreme Greed” sentiment index (78.8) reflects a favorable market tone. These fundamentals and technical cues suggest short‑term stability but potential pressure to realign toward intrinsic value over the longer horizon.
Recent material news includes the completed acquisition of Blue Foundry Bancorp, expanding FULT’s regional footprint, and the declaration of a quarterly cash dividend of $0.19 per share, reinforcing its income‑return profile. A low beta (0.96) and 30‑day volatility of 31% point to moderate market risk, and the “Extreme Greed” sentiment index (78.8) reflects a favorable market tone. These fundamentals and technical cues suggest short‑term stability but potential pressure to realign toward intrinsic value over the longer horizon.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 7/10
Key Factors
- Price near resistance with modest upside
- Bullish MACD and increasing volume
- Recent acquisition still integrating
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- Synergies from Blue Foundry acquisition
- Attractive dividend yield and low payout ratio
- Fundamentals outpacing many regional peers
Long Term
> 3 yearsNeutral
Model confidence: 6/10
Key Factors
- Potential re‑rating toward DCF fair value
- Stable dividend income
- Cyclical exposure of regional banking sector
Key Metrics & Analysis
Financial Health
Revenue Growth2.20%
Profit Margin30.66%
P/E Ratio9.9
ROE11.71%
ROA1.22%
P/B Ratio1.1
Op. Cash Flow$304.5M
Industry P/E16.6
Technical Analysis
TrendNeutral
RSI54.5
Support$18.99
Resistance$20.70
MA 20$19.89
MA 50$20.80
MA 200$19.23
MACDBullish
VolumeIncreasing
Fear & Greed Index78.8
Valuation
Fair Value$14.08
Target Price$22.92
Upside/Downside11.63%
GradeOvervalued
TypeValue
Dividend Yield3.70%
Risk Assessment
Beta0.96
Volatility31.18%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.