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FULT:NASDAQFulton Financial Corporation Analysis

Data as of 2026-04-05 - not real-time

$20.53

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

FULT trades at $20.53, roughly 11.6% above its DCF fair value of $14.08, signaling an overvalued price level. Yet its P/E of 9.87 is well below the industry average of 16.6 and it offers a 3.7% dividend yield with a modest 35% payout, indicating solid cash generation. The stock sits just above its 20‑day SMA (19.89) and 200‑day SMA (19.23), with a neutral RSI (54) and a bullish MACD histogram (+0.13), while volume is trending upward.
Recent material news includes the completed acquisition of Blue Foundry Bancorp, expanding FULT’s regional footprint, and the declaration of a quarterly cash dividend of $0.19 per share, reinforcing its income‑return profile. A low beta (0.96) and 30‑day volatility of 31% point to moderate market risk, and the “Extreme Greed” sentiment index (78.8) reflects a favorable market tone. These fundamentals and technical cues suggest short‑term stability but potential pressure to realign toward intrinsic value over the longer horizon.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 7/10

Key Factors

  • Price near resistance with modest upside
  • Bullish MACD and increasing volume
  • Recent acquisition still integrating

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Synergies from Blue Foundry acquisition
  • Attractive dividend yield and low payout ratio
  • Fundamentals outpacing many regional peers

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • Potential re‑rating toward DCF fair value
  • Stable dividend income
  • Cyclical exposure of regional banking sector

Key Metrics & Analysis

Financial Health

Revenue Growth2.20%
Profit Margin30.66%
P/E Ratio9.9
ROE11.71%
ROA1.22%
P/B Ratio1.1
Op. Cash Flow$304.5M
Industry P/E16.6

Technical Analysis

TrendNeutral
RSI54.5
Support$18.99
Resistance$20.70
MA 20$19.89
MA 50$20.80
MA 200$19.23
MACDBullish
VolumeIncreasing
Fear & Greed Index78.8

Valuation

Fair Value$14.08
Target Price$22.92
Upside/Downside11.63%
GradeOvervalued
TypeValue
Dividend Yield3.70%

Risk Assessment

Beta0.96
Volatility31.18%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.