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BOQ:ASXBank of Queensland Limited Analysis

Data as of 2026-05-29 - not real-time

A$6.26

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Bearish technical setup: the stock trades below its 20‑day, 50‑day and 200‑day moving averages, with a bearish trend direction and a decreasing volume profile. RSI sits in neutral territory around the mid‑40s and the MACD histogram is marginally positive, indicating only a faint bullish signal.
Fundamental contrast: despite a trailing PE far above the industry average, the discounted cash‑flow model places fair value at roughly double the current price, suggesting significant undervaluation. The dividend yield exceeds 6% but the payout ratio is well above 100%, raising questions about sustainability. The upcoming federal budget is expected to favour high‑yield Australian dividend stocks, which could provide a catalyst for BOQ.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 5/10

Key Factors

  • Price below key moving averages
  • Decreasing volume trend
  • Neutral RSI and weak MACD signal

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • DCF‑based undervaluation
  • Potential budget‑driven dividend support
  • Attractive dividend yield despite payout concerns

Long Term

> 3 years
Positive
Model confidence: 8/10

Key Factors

  • Fundamental undervaluation relative to intrinsic value
  • Stable earnings base from retail and business banking
  • Long‑term dividend income potential if payout ratio improves

Key Metrics & Analysis

Financial Health

Revenue Growth2.00%
Profit Margin5.89%
P/E Ratio41.7
ROE1.64%
ROA0.10%
P/B Ratio0.7
Op. Cash FlowA$2.0B
Industry P/E16.5

Technical Analysis

TrendBearish
RSI41.3
SupportA$6.09
ResistanceA$6.52
MA 20A$6.29
MA 50A$6.69
MA 200A$6.84
MACDBullish
VolumeDecreasing
Fear & Greed Index93.18

Valuation

Fair ValueA$12.74
Target PriceA$6.33
Upside/Downside1.18%
GradeUndervalued
TypeValue
Dividend Yield6.39%

Risk Assessment

Beta0.44
Volatility33.68%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.