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7164:TSEZenkoku Hosho Co., Ltd. Analysis

Data as of 2026-03-17 - not real-time

¥3,187.00

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

ZENKOKU HOSHO is trading at ¥3,187, just above its 20‑day SMA (¥3,168.6) and 50‑day SMA (¥3,144.96) but slightly below the 200‑day SMA (¥3,204.1), indicating a neutral price stance. The RSI sits at 54.9, suggesting no immediate overbought or oversold pressure, while the MACD shows a bearish divergence (histogram –0.63) and volume is trending upward, hinting at a possible short‑term pause near the resistance level of ¥3,229. On the fundamentals side, the stock trades at a forward P/E of 6.8 versus a trailing P/E of 13.6, well under the industry average P/E of 16.5, and offers a solid 3.65% dividend yield with a 64.6% payout ratio supported by ¥108.8 B of cash and modest debt. Low beta (≈0.21) and a 30‑day volatility of 13.3% point to a relatively stable equity, while the upside potential of ~18% to the median target price of ¥3,600 adds a compelling value proposition.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Bearish MACD histogram suggests limited upside in the near term
  • Price is near short‑term resistance at ¥3,229
  • Strong balance sheet and dividend yield provide downside protection

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Forward P/E of 6.8 indicates significant undervaluation
  • Upside potential of ~18% to the median target price of ¥3,600
  • Robust cash position and sustainable dividend support earnings growth

Long Term

> 3 years
Positive
Model confidence: 8/10

Key Factors

  • Low beta and moderate volatility make it a defensive holding
  • Consistent high dividend yield (3.65%) enhances total return
  • Stable credit‑guarantee business with strong operating margins

Key Metrics & Analysis

Financial Health

Revenue Growth2.70%
Profit Margin54.46%
P/E Ratio13.6
ROE13.93%
ROA6.25%
Debt/Equity12.99
P/B Ratio1.8
Industry P/E16.5

Technical Analysis

TrendNeutral
RSI54.9
Support¥3,061.00
Resistance¥3,229.00
MA 20¥3,168.60
MA 50¥3,144.96
MA 200¥3,204.12
MACDBearish
VolumeIncreasing
Fear & Greed Index79.45

Valuation

Target Price¥3,758.00
Upside/Downside17.92%
GradeUndervalued
TypeBlend
Dividend Yield3.65%

Risk Assessment

Beta0.21
Volatility13.32%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.