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601169:SSEBank of Beijing Co., Ltd. Class A Analysis

Data as of 2026-05-29 - not real-time

CN¥5.07

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Bank of Beijing (601169) is trading at ¥5.07, well below its 20‑day (¥5.18), 50‑day (¥5.34) and 200‑day (¥5.61) moving averages, indicating a bearish price trend. The RSI of 30.3 suggests the stock is approaching oversold territory, while the MACD histogram remains negative, confirming bearish momentum. Despite the technical weakness, the stock trades at a PE of 6.34 versus an industry average of 16.54 and a PB of 0.38, signaling substantial valuation headroom. The dividend yield stands out at 6.39% with a modest payout ratio of 25%, supporting the case for income stability. Low systematic risk is reflected in a beta of 0.10, though recent price volatility (13.3% over 30 days) and a historic max drawdown of ~31% highlight price‑sensitivity. Market sentiment is bullish, as the Fear & Greed Index reads “Extreme Greed” (93.3).

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price near technical support (¥4.98) with bearish trend
  • Oversold RSI indicating potential short‑term bounce
  • High dividend yield providing downside cushion

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Significant valuation discount (PE & PB) relative to peers
  • Sustainable dividend payout supporting total return
  • Low beta suggesting limited exposure to market swings

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • Fundamental value profile with strong cash position
  • Elevated regulatory and sector credit risk for Chinese regional banks
  • Consistent income generation through dividends

Key Metrics & Analysis

Financial Health

Revenue Growth1.20%
Profit Margin47.76%
P/E Ratio6.3
ROE5.48%
ROA0.44%
P/B Ratio0.4
Op. Cash FlowCN¥454.5B
Industry P/E16.5

Technical Analysis

TrendBearish
RSI30.4
SupportCN¥4.98
ResistanceCN¥5.33
MA 20CN¥5.18
MA 50CN¥5.34
MA 200CN¥5.61
MACDBearish
VolumeDecreasing
Fear & Greed Index93.32

Valuation

Fair ValueCN¥192.69
GradeUndervalued
TypeValue
Dividend Yield6.39%

Risk Assessment

Beta0.10
Volatility13.30%
Sector RiskHigh
Reg. RiskHigh
Geo RiskMedium
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.