601169:SSEBank of Beijing Co., Ltd. Class A Analysis
Data as of 2026-05-29 - not real-time
CN¥5.07
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
Bank of Beijing (601169) is trading at ¥5.07, well below its 20‑day (¥5.18), 50‑day (¥5.34) and 200‑day (¥5.61) moving averages, indicating a bearish price trend. The RSI of 30.3 suggests the stock is approaching oversold territory, while the MACD histogram remains negative, confirming bearish momentum. Despite the technical weakness, the stock trades at a PE of 6.34 versus an industry average of 16.54 and a PB of 0.38, signaling substantial valuation headroom. The dividend yield stands out at 6.39% with a modest payout ratio of 25%, supporting the case for income stability. Low systematic risk is reflected in a beta of 0.10, though recent price volatility (13.3% over 30 days) and a historic max drawdown of ~31% highlight price‑sensitivity. Market sentiment is bullish, as the Fear & Greed Index reads “Extreme Greed” (93.3).
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Price near technical support (¥4.98) with bearish trend
- Oversold RSI indicating potential short‑term bounce
- High dividend yield providing downside cushion
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- Significant valuation discount (PE & PB) relative to peers
- Sustainable dividend payout supporting total return
- Low beta suggesting limited exposure to market swings
Long Term
> 3 yearsNeutral
Model confidence: 6/10
Key Factors
- Fundamental value profile with strong cash position
- Elevated regulatory and sector credit risk for Chinese regional banks
- Consistent income generation through dividends
Key Metrics & Analysis
Financial Health
Revenue Growth1.20%
Profit Margin47.76%
P/E Ratio6.3
ROE5.48%
ROA0.44%
P/B Ratio0.4
Op. Cash FlowCN¥454.5B
Industry P/E16.5
Technical Analysis
TrendBearish
RSI30.4
SupportCN¥4.98
ResistanceCN¥5.33
MA 20CN¥5.18
MA 50CN¥5.34
MA 200CN¥5.61
MACDBearish
VolumeDecreasing
Fear & Greed Index93.32
Valuation
Fair ValueCN¥192.69
GradeUndervalued
TypeValue
Dividend Yield6.39%
Risk Assessment
Beta0.10
Volatility13.30%
Sector RiskHigh
Reg. RiskHigh
Geo RiskMedium
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.