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5831:TSEShizuoka Financial Group, Inc. Analysis

Data as of 2026-03-11 - not real-time

¥2,695.00

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Shizuoka Financial Group trades at a price‑to‑earnings multiple just below the sector average and a price‑to‑book ratio just above one, indicating modest undervaluation. The RSI sits in the mid‑forties, suggesting neutral momentum, while the MACD is in bearish territory, hinting at short‑term downside pressure.
The stock’s beta is low, meaning it moves less than the broader market, yet 30‑day volatility is high, reflecting recent price swings. The dividend yield is around three percent with a payout ratio under fifty percent, supporting sustainability. Analyst consensus leans toward a buy with upside potential estimated near seven percent. Technical support lies around the mid‑two‑thousands, providing a cushion, while resistance is near the mid‑three‑thousands. The company posts solid operating margins and a respectable return on equity, though revenue growth has stalled. Given the blend of stable fundamentals and mixed technical signals, the near‑term outlook calls for caution, while medium‑term prospects remain positive.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 7/10

Key Factors

  • price near its technical support level
  • MACD indicating bearish momentum
  • elevated short‑term volatility

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • valuation slightly below industry average
  • dividend yield around three percent with sustainable payout
  • low beta reducing market‑wide risk

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • revenue growth has plateaued
  • stable regulatory environment for regional banks
  • steady cash generation supporting dividend continuity

Key Metrics & Analysis

Financial Health

P/E Ratio17.0
ROE7.48%
ROA0.57%
P/B Ratio1.2
Industry P/E17.3

Technical Analysis

TrendBullish
RSI44.7
Support¥2,533.00
Resistance¥3,150.00
MA 20¥2,927.43
MA 50¥2,704.70
MA 200¥2,129.39
MACDBearish
VolumeStable
Fear & Greed Index76.34

Valuation

Target Price¥2,896.25
Upside/Downside7.47%
GradeFair
TypeBlend
Dividend Yield3.05%

Risk Assessment

Beta0.58
Volatility50.74%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.