5831:TSEShizuoka Financial Group, Inc. Analysis
Data as of 2026-03-11 - not real-time
¥2,695.00
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
Shizuoka Financial Group trades at a price‑to‑earnings multiple just below the sector average and a price‑to‑book ratio just above one, indicating modest undervaluation. The RSI sits in the mid‑forties, suggesting neutral momentum, while the MACD is in bearish territory, hinting at short‑term downside pressure.
The stock’s beta is low, meaning it moves less than the broader market, yet 30‑day volatility is high, reflecting recent price swings. The dividend yield is around three percent with a payout ratio under fifty percent, supporting sustainability. Analyst consensus leans toward a buy with upside potential estimated near seven percent. Technical support lies around the mid‑two‑thousands, providing a cushion, while resistance is near the mid‑three‑thousands. The company posts solid operating margins and a respectable return on equity, though revenue growth has stalled. Given the blend of stable fundamentals and mixed technical signals, the near‑term outlook calls for caution, while medium‑term prospects remain positive.
The stock’s beta is low, meaning it moves less than the broader market, yet 30‑day volatility is high, reflecting recent price swings. The dividend yield is around three percent with a payout ratio under fifty percent, supporting sustainability. Analyst consensus leans toward a buy with upside potential estimated near seven percent. Technical support lies around the mid‑two‑thousands, providing a cushion, while resistance is near the mid‑three‑thousands. The company posts solid operating margins and a respectable return on equity, though revenue growth has stalled. Given the blend of stable fundamentals and mixed technical signals, the near‑term outlook calls for caution, while medium‑term prospects remain positive.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 7/10
Key Factors
- price near its technical support level
- MACD indicating bearish momentum
- elevated short‑term volatility
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- valuation slightly below industry average
- dividend yield around three percent with sustainable payout
- low beta reducing market‑wide risk
Long Term
> 3 yearsNeutral
Model confidence: 6/10
Key Factors
- revenue growth has plateaued
- stable regulatory environment for regional banks
- steady cash generation supporting dividend continuity
Key Metrics & Analysis
Financial Health
P/E Ratio17.0
ROE7.48%
ROA0.57%
P/B Ratio1.2
Industry P/E17.3
Technical Analysis
TrendBullish
RSI44.7
Support¥2,533.00
Resistance¥3,150.00
MA 20¥2,927.43
MA 50¥2,704.70
MA 200¥2,129.39
MACDBearish
VolumeStable
Fear & Greed Index76.34
Valuation
Target Price¥2,896.25
Upside/Downside7.47%
GradeFair
TypeBlend
Dividend Yield3.05%
Risk Assessment
Beta0.58
Volatility50.74%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow
Similar Tickers
This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.