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316140:KRXWoori Financial Group, Inc. Analysis

Data as of 2026-03-13 - not real-time

₩32,200.00

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

Woori Financial Group is trading at KRW 32,200, comfortably above its 30‑day support of KRW 30,300 but still below the 20‑day SMA of KRW 35,980, indicating a short‑term pull‑back zone. The MACD histogram is negative and the signal line is bearish, while the RSI sits at 44, suggesting limited upside momentum in the near term. Valuation metrics are compelling: a forward P/E of 6.56 is far below the industry average of 16.35, and the price‑to‑sales ratio of 2.36 reinforces a discount relative to peers. Fundamentals remain solid with 5.7% revenue growth, a 31.4% profit margin and a dividend yield of 4.18% supported by a modest 31% payout ratio. Low beta (0.37) and stable volume point to modest market risk, though 30‑day volatility of 58% and a max drawdown of 22.7% signal occasional price swings. The recent Q4 2025 earnings call highlighted confidence in earnings outlook, adding credibility to the bullish medium‑term narrative.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price below 20‑day SMA indicating near‑term weakness
  • Bearish MACD signal and negative histogram
  • Proximity to support level at KRW 30,300

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Forward P/E of 6.56 vs industry 16.35 suggests strong undervaluation
  • Attractive dividend yield of 4.18% with sustainable payout
  • Stable earnings growth and solid profit margins

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • Low beta (0.37) indicating defensive stock profile
  • Consistent dividend policy supporting income investors
  • Robust capital base and diversified financial services

Key Metrics & Analysis

Financial Health

Revenue Growth5.70%
Profit Margin31.36%
P/E Ratio6.6
ROE8.75%
ROA0.57%
Op. Cash Flow₩-197415993344
Industry P/E16.3

Technical Analysis

TrendBullish
RSI43.8
Support₩30,300.00
Resistance₩41,500.00
MA 20₩35,980.00
MA 50₩31,939.00
MA 200₩26,463.80
MACDBearish
VolumeStable
Fear & Greed Index72.64

Valuation

Target Price₩37,270.00
Upside/Downside15.75%
GradeUndervalued
TypeValue
Dividend Yield4.18%

Risk Assessment

Beta0.37
Volatility58.53%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.