001450:KRXHyundai Marine & Fire Insurance Co., Ltd. Analysis
Data as of 2026-05-27 - not real-time
₩36,050.00
Latest Price
6/10Risk
Risk Level: Medium
Executive Summary
The stock is trading comfortably above its 20‑day and 50‑day moving averages and well above the 200‑day SMA, indicating a clear bullish trend. The MACD histogram remains positive and the signal line is bullish, while RSI sits in the upper‑mid range, supporting momentum. Volume has been rising, confirming buying interest, and the price is holding above a solid support zone near the 29,500 KRW level with upside room toward resistance around the 40,150 KRW mark. Market sentiment is extremely optimistic as reflected by an “Extreme Greed” reading on the fear‑greed index.
Valuation metrics show a forward P/E near three, far below the industry average, suggesting the stock is priced attractively despite a negative operating margin and a relatively high debt‑to‑equity ratio. The company generates strong operating cash flow but free cash flow is negative, and it does not pay a dividend, so dividend sustainability is nil. High 30‑day volatility and a moderate max drawdown add price risk, yet the low beta tempers market‑wide swings. Analysts collectively rate the stock as a buy with a target around 38,500 KRW, implying modest upside.
Valuation metrics show a forward P/E near three, far below the industry average, suggesting the stock is priced attractively despite a negative operating margin and a relatively high debt‑to‑equity ratio. The company generates strong operating cash flow but free cash flow is negative, and it does not pay a dividend, so dividend sustainability is nil. High 30‑day volatility and a moderate max drawdown add price risk, yet the low beta tempers market‑wide swings. Analysts collectively rate the stock as a buy with a target around 38,500 KRW, implying modest upside.
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 7/10
Key Factors
- Bullish technical setup with price above key moving averages
- Increasing volume confirming demand
- Support level provides downside cushion
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- Significant valuation discount to industry peers
- Analyst consensus buy with target price above current
- Extreme greed sentiment supporting upside
Long Term
> 3 yearsNeutral
Model confidence: 6/10
Key Factors
- Negative operating margin and high leverage raise sustainability concerns
- No dividend reduces income appeal
- High volatility could erode long‑term returns
Key Metrics & Analysis
Financial Health
Revenue Growth1.90%
Profit Margin6.35%
P/E Ratio3.3
ROE20.60%
ROA2.19%
Debt/Equity68.96
Op. Cash Flow₩3527.1B
Free Cash Flow₩-1467034501120
Industry P/E16.7
Technical Analysis
TrendBullish
RSI59.2
Support₩29,550.00
Resistance₩40,150.00
MA 20₩33,380.00
MA 50₩31,623.00
MA 200₩29,633.75
MACDBullish
VolumeIncreasing
Fear & Greed Index91.3
Valuation
Fair Value₩831,771.00
Target Price₩38,500.00
Upside/Downside6.80%
GradeUndervalued
TypeValue
Risk Assessment
Beta0.71
Volatility56.72%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.