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000400:SZSEXJ Electric Co., Ltd. Analysis

Data as of 2026-06-11 - not real-time

₩1,864.00

Latest Price

7/10Risk

Risk Level: Medium

Executive Summary

Lotte Non‑Life Insurance is trading at 1,864 KRW, well under its 20‑day (≈2,051) and 50‑day (≈2,089) simple moving averages, with a neutral trend but a bearish MACD signal and a modest RSI around 40, indicating limited upward momentum.
The company’s fundamentals are strained: revenue is down 3.9%, operating margin is negative (-10.8%), operating cash flow is sharply negative, and debt‑to‑equity is extremely high (>114%). No dividend is paid, and the DCF model produces an implausibly high fair value, underscoring valuation uncertainty. Market sentiment is in “Extreme Greed” mode, yet the stock’s high 30‑day volatility (≈59%) and decreasing volume suggest investor caution.

Market Outlook

Short Term

< 1 year
Cautious
Model confidence: 6/10

Key Factors

  • Price below key moving averages
  • Bearish MACD histogram
  • Decreasing trading volume

Medium Term

1–3 years
Neutral
Model confidence: 5/10

Key Factors

  • Potential support near 1,757 KRW
  • Low price‑to‑sales ratio
  • High free cash flow despite operating losses

Long Term

> 3 years
Neutral
Model confidence: 4/10

Key Factors

  • Structural exposure to insurance sector cycles
  • Elevated leverage and debt‑to‑equity
  • Absence of dividend and modest profit margin

Key Metrics & Analysis

Financial Health

Revenue Growth-3.90%
Profit Margin0.74%
ROE3.35%
ROA1.05%
Debt/Equity114.49
Op. Cash Flow₩-843354996736
Free Cash Flow₩2523.8B
Industry P/E16.6

Technical Analysis

TrendNeutral
RSI40.1
Support₩1,757.00
Resistance₩2,415.00
MA 20₩2,051.40
MA 50₩2,089.04
MA 200₩1,910.87
MACDBearish
VolumeDecreasing
Fear & Greed Index86.71

Valuation

Fair Value₩137,143.55
GradeFair
TypeBlend

Risk Assessment

Beta0.87
Volatility58.85%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.