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ZURN:SIXZurich Insurance Group Ltd Analysis

Data as of 2026-05-17 - not real-time

CHF 565.60

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

Zurich Insurance (ZURN) trades at CHF 565.6, comfortably above its 20‑day (CHF 549.3) and 50‑day (CHF 548.7) moving averages but just shy of the 200‑day level (CHF 565.8), signaling short‑term momentum with a neutral longer‑term trend. Technicals are supportive – the RSI sits at 59, indicating no overbought pressure, while the MACD histogram is positive, delivering a bullish signal. The stock offers an attractive dividend yield of 5.3% with a payout ratio around 72%, and a strong ROE of 25%, underscoring solid profitability. However, the discounted cash‑flow model places fair value near CHF 298, far below the current price, suggesting the market may be overvalued despite a modest upside of ~2% in analyst targets.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Price near resistance at CHF 572 limiting immediate upside
  • Bullish MACD histogram supporting short‑term stability
  • Overvaluation indicated by DCF fair value far below market price

Medium Term

1–3 years
Neutral
Model confidence: 7/10

Key Factors

  • Analyst target median (CHF 570) close to current price offering modest upside
  • Strong dividend yield and ROE provide income and earnings resilience
  • Revenue growth of ~9.5% and stable cash flow underpin earnings outlook

Long Term

> 3 years
Neutral
Model confidence: 7/10

Key Factors

  • Diversified global exposure mitigates single‑region risk
  • Sustained profitability and dividend policy support total return
  • Persistent overvaluation relative to DCF suggests caution despite solid fundamentals

Key Metrics & Analysis

Financial Health

Revenue Growth9.50%
Profit Margin9.30%
P/E Ratio15.3
ROE25.22%
ROA1.72%
Debt/Equity58.82
P/B Ratio3.5
Op. Cash FlowCHF5.9B
Free Cash FlowCHF1.3B
Industry P/E16.5

Technical Analysis

TrendNeutral
RSI59.3
SupportCHF 532.20
ResistanceCHF 572.00
MA 20CHF 549.30
MA 50CHF 548.73
MA 200CHF 565.83
MACDBullish
VolumeStable
Fear & Greed Index88.52

Valuation

Fair ValueCHF 297.52
Target PriceCHF 575.93
Upside/Downside1.83%
GradeOvervalued
TypeBlend
Dividend Yield5.30%

Risk Assessment

Beta0.11
Volatility23.01%
Sector RiskLow
Reg. RiskMedium
Geo RiskMedium
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.