WFC:NYSEWells Fargo & Company Analysis
Data as of 2026-02-22 - not real-time
$88.70
Latest Price
4/10Risk
Risk Level: Medium
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- The stock is currently trading below its 20-day and 50-day moving averages, indicating short-term weakness and a lack of momentum.
- An RSI of 40.83 suggests neutral to slightly bearish conditions, making a wait-and-see approach optimal for entry.
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- The removal of long-standing asset caps provides a clear runway for aggressive loan growth and increased earnings potential.
- Consistent dividend growth (currently yielding 2.06%) offers a stable total return cushion while the company's valuation re-rates.
Long Term
> 3 yearsPositive
Model confidence: 8/10
Key Factors
- Strong capital position with an 11.1% CET1 ratio readies the bank for measured growth and expanded share repurchases.
- Long-term structural improvements and an efficiency ratio approaching 61% promise significant margin expansion over the coming years.
Key Metrics & Analysis
Financial Health
Revenue Growth4.50%
Profit Margin26.70%
P/E Ratio14.2
ROE11.73%
ROA0.99%
Debt/Equity1.05
P/B Ratio1.7
Op. Cash Flow$15.0B
Free Cash Flow$8.0B
Industry P/E13.3
Technical Analysis
TrendBearish
RSI40.8
Support$85.00
Resistance$93.00
MA 20$89.42
MA 50$91.26
MA 200$82.32
MACDBullish
VolumeStable
Fear & Greed Index45
Valuation
Fair Value$104.00
Target Price$97.03
Upside/Downside9.49%
GradeFair
TypeValue
Dividend Yield2.06%
Risk Assessment
Beta1.15
Volatility20.50%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.