WFC:NYSE

Wells Fargo & Company

Data as of 2026-02-22 - not real-time

$88.70

Latest Price

4/10Risk

Risk Level: Medium

Trading Recommendations

Short Term

< 1 year
hold
Conviction: 6/10

Key Factors

  • The stock is currently trading below its 20-day and 50-day moving averages, indicating short-term weakness and a lack of momentum.
  • An RSI of 40.83 suggests neutral to slightly bearish conditions, making a wait-and-see approach optimal for entry.

Medium Term

1–3 years
buy
Conviction: 7/10

Key Factors

  • The removal of long-standing asset caps provides a clear runway for aggressive loan growth and increased earnings potential.
  • Consistent dividend growth (currently yielding 2.06%) offers a stable total return cushion while the company's valuation re-rates.

Long Term

> 3 years
buy
Conviction: 8/10

Key Factors

  • Strong capital position with an 11.1% CET1 ratio readies the bank for measured growth and expanded share repurchases.
  • Long-term structural improvements and an efficiency ratio approaching 61% promise significant margin expansion over the coming years.

Key Metrics & Analysis

Financial Health

Revenue Growth4.50%
Profit Margin26.70%
P/E Ratio14.2
ROE11.73%
ROA0.99%
Debt/Equity1.05
P/B Ratio1.7
Op. Cash Flow$15.0B
Free Cash Flow$8.0B
Industry P/E13.3

Technical Analysis

TrendBearish
RSI40.8
Support$85.00
Resistance$93.00
MA 20$89.42
MA 50$91.26
MA 200$82.32
MACDBullish
VolumeStable
Fear & Greed Index45

Valuation

Fair Value$104.00
Target Price$97.03
Upside/Downside9.49%
GradeFair
TypeValue
Dividend Yield2.06%

Risk Assessment

Beta1.15
Volatility20.50%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies. Not financial advice. Always do your own research before making any investment decisions.