USB:NYSE

U.S. Bancorp

Data as of 2026-03-10 - not real-time

$52.13

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

U.S. Bancorp is trading at $52.13, below its 20‑day SMA of $56.45 and 50‑day SMA of $55.99, indicating short‑term price weakness, yet the 200‑day SMA remains supportive at $49.45. Technical indicators show a bearish MACD (line –0.99 vs signal –0.36) and an RSI of 34, suggesting the stock is approaching oversold conditions. Fundamentally, the stock offers a solid dividend yield of 3.9% with a comfortable payout ratio of 44%, a PE of 11.3 versus an industry average of 17.4, and a forward PE of 9.35, pointing to relative valuation attractiveness. Recent analyst coverage highlights a modest upside of ~23% and a target median price around $63, while the DCF fair value of $41.66 implies the market may be pricing in growth expectations beyond intrinsic estimates.

Trading Recommendations

Short Term

< 1 year

hold

Conviction: 6/10

Key Factors

Price below short‑term SMAs indicating near‑term downside pressure
Bearish MACD and RSI in oversold territory
Strong support at $50.32 and stable volume

Medium Term

1–3 years

buy

Conviction: 8/10

Key Factors

Valuation gap to target median price (~$63) offering upside
Robust dividend yield and sustainable payout
Positive earnings momentum with forward EPS growth

Long Term

> 3 years

buy

Conviction: 9/10

Key Factors

Consistent profitability (ROE ~12%) and stable cash generation
Low relative valuation (PE well below industry average)
Resilient business model in the regional banking sector with diversified revenue streams