TCBK:NASDAQTriCo Bancshares Analysis

TriCo Bancshares trades at $53.38, with its moving averages tangled rather than clearly stacked — a neutral trend structure. The last 30 days have lost 10.7%. With RSI at 31.0 the momentum picture is approaching oversold, alongside a bearish MACD signal. Price has been bracketed by support at $53.23 and resistance at $59.01.
Multiples put this in undervalued territory: 12.8 times earnings against the sector's 16.9. Consensus targets land 17.7% above where the shares trade now. Revenue is growing at 10.4% on a 31.8% profit margin. The 2.70% dividend yield looks covered by current payout levels.
The composite risk read is 3/10, putting it in low territory. With 30-day volatility of 12.8%, a beta of 0.49 and a maximum drawdown of 13.4%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
This one splits by horizon — hold in the near term, buy further out, at 6/10 long-term conviction.