SLM:JSESanlam Limited Analysis
Data as of 2026-09-02 - not real-time
ZAC 8,560.00
Latest Price
3/10Risk
Risk Level: Low
Executive Summary
The moving-average structure behind Sanlam Limited is bearish at ZAC 8,560.00, with short-term averages lagging the long-term ones. The last 30 days have lost 1.2%. Relative strength is 46.5 — neutral — and the MACD signal is bullish. Recent trading has carved out support near ZAC 8,217.00 and resistance around ZAC 9,050.00.
Valuation screens as undervalued: a P/E of 11.4 sits below the sector average of 16.9. Consensus targets land 26.3% above where the shares trade now. Revenue is growing at 8.6% on a 6.5% profit margin. The 5.65% dividend yield looks covered by current payout levels.
Risk comes out at 3 of a possible 10, a low reading. With 30-day volatility of 21.4%, a beta of 0.19 and a maximum drawdown of 23.5%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 94 on the fear-greed composite.
This one splits by horizon — hold in the near term, buy further out, at 6/10 long-term conviction.
Valuation screens as undervalued: a P/E of 11.4 sits below the sector average of 16.9. Consensus targets land 26.3% above where the shares trade now. Revenue is growing at 8.6% on a 6.5% profit margin. The 5.65% dividend yield looks covered by current payout levels.
Risk comes out at 3 of a possible 10, a low reading. With 30-day volatility of 21.4%, a beta of 0.19 and a maximum drawdown of 23.5%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 94 on the fear-greed composite.
This one splits by horizon — hold in the near term, buy further out, at 6/10 long-term conviction.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 1/10
Key Factors
- Short-term moving averages stacked below long-term ones
- Trading below the 200-day average of 9216.17
- MACD momentum is positive
Medium Term
1–3 yearsPositive
Model confidence: 4/10
Key Factors
- Short-term moving averages stacked below long-term ones
- P/E of 11.4 versus sector average of 16.9
- Trading below the 200-day average of 9216.17
Long Term
> 3 yearsPositive
Model confidence: 6/10
Key Factors
- P/E of 11.4 versus sector average of 16.9
- Analyst targets imply +26.3% versus the current price
- Return on equity of 16.9%
Key Metrics & Analysis
Financial Health
Revenue Growth8.60%
Profit Margin6.51%
P/E Ratio11.4
ROE16.88%
ROA6.61%
Debt/Equity18.02
P/B Ratio1.8
Op. Cash FlowZAC13.6B
Free Cash FlowZAC524.1B
Industry P/E16.9
Technical Analysis
TrendBearish
RSI46.5
SupportZAC 8,217.00
ResistanceZAC 9,050.00
MA 20ZAC 8,638.00
MA 50ZAC 8,729.26
MA 200ZAC 9,216.17
MACDBullish
VolumeIncreasing
Fear & Greed Index94.29
Valuation
Fair ValueZAC 469,217.18
Target PriceZAC 10,814.25
Upside/Downside26.33%
GradeUndervalued
TypeValue
Dividend Yield5.65%
Risk Assessment
Beta0.19
Volatility21.42%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskHigh
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.