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RBI:VIERaiffeisen Bank International AG Analysis

Data as of 2026-06-19 - not real-time

€54.15

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

Raiffeisen Bank International is trading in a bullish technical environment, with price comfortably above the short‑term moving averages and a bullish MACD crossover reinforcing upward momentum. The RSI, however, is in the overbought zone, suggesting that a short‑term pull‑back could test the nearest support level.
Fundamentally, the stock offers an attractive dividend yield and a forward earnings outlook that outpaces the current price, while the discounted cash‑flow model points to significant upside. The balance sheet shows ample cash relative to debt, and the low beta indicates reduced sensitivity to broader market swings, though regional exposure introduces heightened regulatory and geopolitical risk.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 7/10

Key Factors

  • Bullish MACD confirms momentum
  • RSI overbought may trigger a corrective pull‑back
  • Price approaching immediate resistance level

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • DCF valuation suggests substantial upside
  • Attractive dividend yield with sustainable payout
  • Forward earnings growth outpacing current valuation

Long Term

> 3 years
Positive
Model confidence: 9/10

Key Factors

  • Strong cash position and manageable leverage
  • Strategic footprint in Central and Eastern Europe
  • Consistent profitability and dividend policy

Key Metrics & Analysis

Financial Health

Revenue Growth-6.30%
Profit Margin12.85%
P/E Ratio17.5
ROE6.13%
ROA0.65%
P/B Ratio0.9
Op. Cash Flow€3.2B
Industry P/E16.9

Technical Analysis

TrendBullish
RSI72.8
Support€46.34
Resistance€55.00
MA 20€49.33
MA 50€46.89
MA 200€38.21
MACDBullish
VolumeStable
Fear & Greed Index92.14

Valuation

Fair Value€111.65
Target Price€45.63
Upside/Downside-15.74%
GradeUndervalued
TypeBlend
Dividend Yield3.06%

Risk Assessment

Beta0.59
Volatility31.85%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskMedium
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.