RBI:VIERaiffeisen Bank International AG Analysis
Data as of 2026-06-19 - not real-time
€54.15
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
Raiffeisen Bank International is trading in a bullish technical environment, with price comfortably above the short‑term moving averages and a bullish MACD crossover reinforcing upward momentum. The RSI, however, is in the overbought zone, suggesting that a short‑term pull‑back could test the nearest support level.
Fundamentally, the stock offers an attractive dividend yield and a forward earnings outlook that outpaces the current price, while the discounted cash‑flow model points to significant upside. The balance sheet shows ample cash relative to debt, and the low beta indicates reduced sensitivity to broader market swings, though regional exposure introduces heightened regulatory and geopolitical risk.
Fundamentally, the stock offers an attractive dividend yield and a forward earnings outlook that outpaces the current price, while the discounted cash‑flow model points to significant upside. The balance sheet shows ample cash relative to debt, and the low beta indicates reduced sensitivity to broader market swings, though regional exposure introduces heightened regulatory and geopolitical risk.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 7/10
Key Factors
- Bullish MACD confirms momentum
- RSI overbought may trigger a corrective pull‑back
- Price approaching immediate resistance level
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- DCF valuation suggests substantial upside
- Attractive dividend yield with sustainable payout
- Forward earnings growth outpacing current valuation
Long Term
> 3 yearsPositive
Model confidence: 9/10
Key Factors
- Strong cash position and manageable leverage
- Strategic footprint in Central and Eastern Europe
- Consistent profitability and dividend policy
Key Metrics & Analysis
Financial Health
Revenue Growth-6.30%
Profit Margin12.85%
P/E Ratio17.5
ROE6.13%
ROA0.65%
P/B Ratio0.9
Op. Cash Flow€3.2B
Industry P/E16.9
Technical Analysis
TrendBullish
RSI72.8
Support€46.34
Resistance€55.00
MA 20€49.33
MA 50€46.89
MA 200€38.21
MACDBullish
VolumeStable
Fear & Greed Index92.14
Valuation
Fair Value€111.65
Target Price€45.63
Upside/Downside-15.74%
GradeUndervalued
TypeBlend
Dividend Yield3.06%
Risk Assessment
Beta0.59
Volatility31.85%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.