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PZU:GPWPowszechny Zaklad Ubezpieczen Spolka Akcyjna Analysis

Data as of 2026-09-02 - not real-time

PLN 74.52

Latest Price

3/10Risk

Risk Level: Low

Executive Summary

At PLN 74.52, Powszechny Zaklad Ubezpieczen SA shows a bullish moving-average alignment, with shorter averages sitting above longer ones. The last 30 days have gained 5.0%. RSI sits at 63.9, which reads as approaching overbought, and MACD momentum is bullish. The recent range runs from support at PLN 70.70 up to resistance at PLN 74.94.
The shares look undervalued, trading on 9.9 times earnings below a sector average of 16.7. The 6.48% dividend yield looks covered by current payout levels.
On a 1-10 scale the risk profile lands at 3 — low. With 30-day volatility of 16.1%, a beta of 0.39 and a maximum drawdown of 14.4%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
All three time horizons resolve to buy, carrying 6/10 conviction.

Top Market Events

Spis treści: 1. RAPORT BIEŻĄCY 2. METADANE ESAP 3. MESSAGE ENGLISH VERSION 4. INFORMACJE O PODMIOCIE 5. PODPISY...

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 8/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • Trading above the 200-day average of 67.13
  • MACD momentum is positive

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • P/E of 9.9 versus sector average of 16.7
  • Trading above the 200-day average of 67.13

Long Term

> 3 years
Positive
Model confidence: 6/10

Key Factors

  • P/E of 9.9 versus sector average of 16.7
  • Revenue contracting at -1.4%
  • Return on equity of 19.5%

Key Metrics & Analysis

Financial Health

Revenue Growth-1.40%
Profit Margin10.38%
P/E Ratio9.9
ROE19.54%
ROA2.83%
Debt/Equity71.14
P/B Ratio1.9
Op. Cash FlowPLN15.0B
Free Cash FlowPLN7.8B
Industry P/E16.7

Technical Analysis

TrendBullish
RSI63.9
SupportPLN 70.70
ResistancePLN 74.94
MA 20PLN 72.87
MA 50PLN 70.64
MA 200PLN 67.13
MACDBullish
VolumeIncreasing
Fear & Greed Index92.75

Valuation

Fair ValuePLN 122.73
Target PricePLN 75.83
Upside/Downside1.75%
GradeUndervalued
TypeValue
Dividend Yield6.48%

Risk Assessment

Beta0.39
Volatility16.10%
Sector RiskMedium
Reg. RiskHigh
Geo RiskMedium
Currency RiskHigh
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.