PYPL:NASDAQ
PayPal Holdings, Inc.
Data as of 2026-02-22 - not real-time
$41.65
Latest Price
7/10Risk
Risk Level: Medium
Trading Recommendations
Short Term
< 1 yearsell
Conviction: 6/10
Key Factors
- A recent CEO change and weak Q4 2025 earnings guidance have caused a breakdown in short-term price momentum.
- Technical indicators, including a deeply oversold RSI and moving averages, signal an established bearish trend with negative sentiment.
Medium Term
1–3 yearshold
Conviction: 5/10
Key Factors
- Margin pressures and heavy investments in branded checkout are projected to limit EPS growth in 2026.
- The consensus analyst rating remains a Hold as the market waits to evaluate the newly appointed CEO's strategic execution.
Long Term
> 3 yearsbuy
Conviction: 8/10
Key Factors
- Valuation is highly attractive, trading at a forward P/E of ~7x and a 66% discount to DCF fair value.
- Strong free cash flow generation and a robust $6 billion stock buyback program support significant long-term upside.
Key Metrics & Analysis
Financial Health
Revenue Growth6.44%
Profit Margin15.78%
P/E Ratio7.1
ROE25.80%
ROA6.50%
Debt/Equity0.49
P/B Ratio1.8
Op. Cash Flow$6.5B
Free Cash Flow$5.5B
Industry P/E15.8
Technical Analysis
TrendBearish
RSI12.0
Support$38.46
Resistance$46.00
MA 20$54.00
MA 50$58.00
MA 200$67.00
MACDBearish
VolumeIncreasing
Fear & Greed Index25
Valuation
Fair Value$121.10
Target Price$61.03
Upside/Downside46.52%
GradeUndervalued
TypeValue
Dividend Yield1.39%
Risk Assessment
Beta1.40
Volatility45.00%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies. Not financial advice. Always do your own research before making any investment decisions.