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PB:NYSEProsperity Bancshares, Inc. Analysis

Data as of 2026-08-27 - not real-time

$72.56

Latest Price

3/10Risk

Risk Level: Low

Executive Summary

Prosperity Bancshares, Inc. is priced at $72.56 and its moving averages line up in bullish order, the shorter sitting above the longer. Over a rolling month the price has lost 2.9%. Momentum indicators put RSI at 43.7 (neutral) with MACD reading bearish. Watch $72.01 as support and $75.87 as the nearer resistance level.
The shares look undervalued, trading on 12.6 times earnings below a sector average of 17.0. Analyst price targets sit 12.2% above the current price. Revenue is growing at 25.9% on a 40.4% profit margin. The 3.28% dividend yield looks covered by current payout levels.
Risk comes out at 3 of a possible 10, a low reading. With 30-day volatility of 12.3%, a beta of 0.45 and a maximum drawdown of 15.7%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
Short, medium and long-term reads agree on buy, with conviction of 7/10.

Top Market Events

In late July 2026, Prosperity Bancshares reported higher second-quarter and year-to-date earnings, continued modest net...Prosperity Bancshares earnings and acquisitions update Prosperity Bancshares PB has drawn investor attention after...Prosperity Bancshares PB delivered earnings and revenue surprises of +5.

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 6/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • Trading above the 200-day average of 70.47
  • MACD momentum is negative

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • P/E of 12.6 versus sector average of 17.0
  • Trading above the 200-day average of 70.47

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • P/E of 12.6 versus sector average of 17.0
  • Analyst targets imply +12.2% versus the current price
  • Profit margin of 40.4% is healthy

Key Metrics & Analysis

Financial Health

Revenue Growth25.90%
Profit Margin40.42%
P/E Ratio12.6
ROE7.07%
ROA1.37%
P/B Ratio0.9
Op. Cash Flow$620.7M
Industry P/E17.0

Technical Analysis

TrendBullish
RSI43.7
Support$72.01
Resistance$75.87
MA 20$73.84
MA 50$73.14
MA 200$70.47
MACDBearish
VolumeDecreasing
Fear & Greed Index95.43

Valuation

Fair Value$118.69
Target Price$81.38
Upside/Downside12.17%
GradeUndervalued
TypeValue
Dividend Yield3.28%

Risk Assessment

Beta0.45
Volatility12.27%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.