OPRT:NASDAQOportun Financial Corporation Analysis
Data as of 2026-09-01 - not real-time
$7.18
Latest Price
9/10Risk
Risk Level: High
Executive Summary
The moving-average structure behind Oportun Financial Corporation is bullish at $7.18, with short-term averages leading the long-term ones. The last 30 days have gained 24.4%. With RSI at 53.0 the momentum picture is neutral, alongside a bearish MACD signal. The recent range runs from support at $6.00 up to resistance at $8.30.
Valuation screens as undervalued: a P/E of 17.9 sits in line with the sector average of 16.9. Consensus targets land 33.7% above where the shares trade now. Revenue is growing at 9.4% on a 2.6% profit margin.
Risk scores 9 out of 10, which is high for this asset class. With 30-day volatility of 91.6%, a beta of 1.74 and a maximum drawdown of 41.8%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
All three time horizons resolve to hold, carrying 2/10 conviction.
Valuation screens as undervalued: a P/E of 17.9 sits in line with the sector average of 16.9. Consensus targets land 33.7% above where the shares trade now. Revenue is growing at 9.4% on a 2.6% profit margin.
Risk scores 9 out of 10, which is high for this asset class. With 30-day volatility of 91.6%, a beta of 1.74 and a maximum drawdown of 41.8%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
All three time horizons resolve to hold, carrying 2/10 conviction.
Top Market Events
Oportun Financial OPRT delivered earnings and revenue surprises of +27.SAN CARLOS, Calif., July 22, 2026 GLOBE NEWSWIRE -- Oportun Nasdaq: OPRT , a mission-driven financial services company,...Yahoo Finance26dOportun Financial Corp OPRT Q2 2026 Earnings Call Highlights: Strong Profitability and .
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 3/10
Key Factors
- Short-term moving averages stacked above long-term ones
- Trading above the 200-day average of 5.51
- MACD momentum is negative
Medium Term
1–3 yearsNeutral
Model confidence: 3/10
Key Factors
- Short-term moving averages stacked above long-term ones
- P/E of 17.9 versus sector average of 16.9
- Trading above the 200-day average of 5.51
Long Term
> 3 yearsNeutral
Model confidence: 2/10
Key Factors
- P/E of 17.9 versus sector average of 16.9
- Analyst targets imply +33.7% versus the current price
- Elevated debt-to-equity of 654
Key Metrics & Analysis
Financial Health
Revenue Growth9.40%
Profit Margin2.62%
P/E Ratio17.9
ROE4.98%
ROA0.62%
Debt/Equity653.91
P/B Ratio0.8
Op. Cash Flow$420.9M
Industry P/E16.9
Technical Analysis
TrendBullish
RSI53.0
Support$6.00
Resistance$8.30
MA 20$7.48
MA 50$6.44
MA 200$5.51
MACDBearish
VolumeDecreasing
Fear & Greed Index93.16
Valuation
Fair Value$66.37
Target Price$9.60
Upside/Downside33.70%
GradeUndervalued
TypeBlend
Risk Assessment
Beta1.74
Volatility91.59%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.