NWFL:NASDAQNorwood Financial Corp. Analysis
Data as of 2026-09-01 - not real-time
$34.16
Latest Price
4/10Risk
Risk Level: Medium
Executive Summary
At $34.16, Norwood Financial Corp. shows a bullish moving-average alignment, with shorter averages sitting above longer ones. The last 30 days have gained 9.3%. RSI sits at 57.3, which reads as neutral, and MACD momentum is bearish. Watch $32.92 as support and $34.90 as the nearer resistance level.
Valuation screens as undervalued: a P/E of 11.7 sits below the sector average of 16.9. Consensus targets land 6.9% above where the shares trade now. Revenue is growing at 34.7% on a 28.9% profit margin. The 3.75% dividend yield looks covered by current payout levels.
Risk comes out at 4 of a possible 10, a moderate reading. With 30-day volatility of 24.5%, a beta of 0.22 and a maximum drawdown of 12.9%, position sizing matters here. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to buy, carrying 7/10 conviction.
Valuation screens as undervalued: a P/E of 11.7 sits below the sector average of 16.9. Consensus targets land 6.9% above where the shares trade now. Revenue is growing at 34.7% on a 28.9% profit margin. The 3.75% dividend yield looks covered by current payout levels.
Risk comes out at 4 of a possible 10, a moderate reading. With 30-day volatility of 24.5%, a beta of 0.22 and a maximum drawdown of 12.9%, position sizing matters here. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to buy, carrying 7/10 conviction.
Top Market Events
Norwood Financial's 44% revenue beat was undercut by a sharp spike in problem loans after a $22 million commercial real...If you buy and hold a stock for many years, you'd hope to be making a profit.Norwood Financial Corp. NWFL came out with quarterly earnings of $0.86 per share, missing the Zacks Consensus Estimate...
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 6/10
Key Factors
- Short-term moving averages stacked above long-term ones
- Trading above the 200-day average of 30.38
- MACD momentum is negative
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- Short-term moving averages stacked above long-term ones
- P/E of 11.7 versus sector average of 16.9
- Trading above the 200-day average of 30.38
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- P/E of 11.7 versus sector average of 16.9
- Analyst targets imply +6.9% versus the current price
- Profit margin of 28.9% is healthy
Key Metrics & Analysis
Financial Health
Revenue Growth34.70%
Profit Margin28.93%
P/E Ratio11.7
ROE11.20%
ROA1.09%
P/B Ratio1.3
Op. Cash Flow$33.0M
Industry P/E16.9
Technical Analysis
TrendBullish
RSI57.3
Support$32.92
Resistance$34.90
MA 20$34.04
MA 50$32.82
MA 200$30.38
MACDBearish
VolumeDecreasing
Fear & Greed Index94.79
Valuation
Fair Value$73.11
Target Price$36.50
Upside/Downside6.85%
GradeUndervalued
TypeValue
Dividend Yield3.75%
Risk Assessment
Beta0.22
Volatility24.47%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.