MPB:NASDAQMid Penn Bancorp Analysis
Data as of 2026-05-22 - not real-time
$32.64
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
Mid Penn Bancorp is trading near its short‑term moving averages, with price hovering close to the 20‑day and 50‑day SMA, suggesting a neutral technical stance. The RSI sits around the midpoint, indicating neither overbought nor oversold conditions, while the MACD has turned slightly bearish, adding a modest downside bias. Volume has been on an upward trend, lending support to price stability and offering a cushion against short‑term volatility.
Fundamentally, the bank boasts strong operating margins and a revenue growth rate that outpaces many peers, while its price‑to‑book ratio sits below one and its PE ratio is modest relative to the industry average. The dividend yield sits in the mid‑single‑digit range with a comfortable payout ratio, pointing to sustainable income. A discounted cash‑flow model signals a substantial upside potential, and the market sentiment index reflects extreme greed, further underscoring the attractiveness of the current price level.
Fundamentally, the bank boasts strong operating margins and a revenue growth rate that outpaces many peers, while its price‑to‑book ratio sits below one and its PE ratio is modest relative to the industry average. The dividend yield sits in the mid‑single‑digit range with a comfortable payout ratio, pointing to sustainable income. A discounted cash‑flow model signals a substantial upside potential, and the market sentiment index reflects extreme greed, further underscoring the attractiveness of the current price level.
Market Outlook
Short Term
< 1 yearPositive
Model confidence: 8/10
Key Factors
- price near recent support level
- increasing trading volume
- sustainable dividend yield
Medium Term
1–3 yearsPositive
Model confidence: 9/10
Key Factors
- robust revenue growth
- strong operating margins
- valuation upside relative to fair value
Long Term
> 3 yearsPositive
Model confidence: 9/10
Key Factors
- long‑term DCF upside
- stable earnings profile
- low beta indicating lower market volatility
Key Metrics & Analysis
Financial Health
Revenue Growth33.30%
Profit Margin21.32%
P/E Ratio14.8
ROE6.59%
ROA0.82%
P/B Ratio0.9
Op. Cash Flow$82.0M
Industry P/E16.7
Technical Analysis
TrendNeutral
RSI51.1
Support$30.97
Resistance$34.51
MA 20$32.55
MA 50$32.57
MA 200$31.02
MACDBearish
VolumeIncreasing
Fear & Greed Index91.5
Valuation
Fair Value$84.07
Target Price$35.50
Upside/Downside8.76%
GradeUndervalued
TypeBlend
Dividend Yield2.65%
Risk Assessment
Beta0.82
Volatility25.07%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.