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LMND:NYSELemonade, Inc. Analysis

Data as of 2026-08-25 - not real-time

$53.86

Latest Price

9/10Risk

Risk Level: High

Executive Summary

Lemonade, Inc. trades at $53.86, with its short-term moving averages sitting below the longer-term ones — a bearish trend structure. It has lost 23.2% over the past 30 days. Relative strength is 47.5 — neutral — and the MACD signal is bullish. Price has been bracketed by support at $46.16 and resistance at $55.05.
The company is not currently profitable on a trailing basis, so earnings multiples offer no valuation support. Consensus targets land 10.0% above where the shares trade now. Revenue is growing at 79.4% on a -14.2% profit margin.
The composite risk read is 9/10, putting it in high territory. With 30-day volatility of 95.6%, a beta of 2.81 and a maximum drawdown of 50.9%, position sizing matters more than entry timing here. The wider market backdrop reads extreme greed at 94 on the fear-greed composite.
Timeframes disagree: the short-term read is sell while the long-term read is hold, conviction 3 out of 10.

Top Market Events

Lemonade NYSE: LMND today announced that Tim Bixby, Chief Financial Officer, is scheduled to present at the Oppenheimer...27dLemonade: Favorable Reinsurance Shift And Pushing Toward ProfitsLemonade, Inc.Detailed price information for Lemonade Inc LMND-N from The Globe and Mail including charting and trades.

Market Outlook

Short Term

< 1 year
Cautious
Model confidence: 4/10

Key Factors

  • Short-term moving averages stacked below long-term ones
  • Trading below the 200-day average of 65.23
  • MACD momentum is positive

Medium Term

1–3 years
Cautious
Model confidence: 4/10

Key Factors

  • Short-term moving averages stacked below long-term ones
  • Trading below the 200-day average of 65.23
  • Analyst targets imply +10.0% versus the current price

Long Term

> 3 years
Neutral
Model confidence: 3/10

Key Factors

  • Negative profit margin of -14.2%
  • Analyst targets imply +10.0% versus the current price
  • Negative return on equity of -27.0%

Key Metrics & Analysis

Financial Health

Revenue Growth79.40%
Profit Margin-14.19%
P/E Ratio-61.9
ROE-26.96%
ROA-3.27%
Debt/Equity45.33
P/B Ratio8.3
Op. Cash Flow$21.2M
Free Cash Flow$94.4M
Industry P/E17.1

Technical Analysis

TrendBearish
RSI47.5
Support$46.16
Resistance$55.05
MA 20$51.71
MA 50$59.57
MA 200$65.23
MACDBullish
VolumeDecreasing
Fear & Greed Index93.82

Valuation

Fair Value$44.22
Target Price$59.22
Upside/Downside9.96%
GradeOvervalued
TypeGrowth

Risk Assessment

Beta2.81
Volatility95.60%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.