We use cookies to analyze site traffic and improve your experience.
By accepting, you consent to the use of analytics cookies.

GENTERA:BMVGentera SAB de CV Analysis

Data as of 2026-05-22 - not real-time

MX$43.03

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

Gentera delivered solid earnings with double‑digit loan portfolio expansion and robust profitability, positioning it well above the average valuation multiples in its sector. Operating margins remain healthy and the dividend yield is notably attractive, while a very low beta signals defensive behavior in volatile markets.
Technically, the stock is hovering near a key support level with upside potential toward the next resistance zone; volume trends are rising and the MACD has turned bearish, suggesting caution but not outright weakness. Analyst sentiment is broadly positive, and the combination of strong fundamentals, a modest payout ratio, and a favorable risk profile supports a buy stance across horizons.

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 7/10

Key Factors

  • price near strong support with limited downside
  • increasing volume indicating buying interest
  • attractive dividend yield supporting cash return

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • consistent double‑digit loan growth
  • valuation discount relative to industry peers
  • low beta providing stability in a volatile macro environment

Long Term

> 3 years
Positive
Model confidence: 9/10

Key Factors

  • sustainable earnings power and healthy margins
  • strong dividend policy with low payout ratio
  • long‑term demographic tailwinds for micro‑credit services

Key Metrics & Analysis

Financial Health

Revenue Growth11.20%
Profit Margin22.79%
P/E Ratio7.1
ROE23.86%
ROA7.65%
P/B Ratio1.8
Op. Cash FlowMX$2.3B
Industry P/E16.8

Technical Analysis

TrendNeutral
RSI46.1
SupportMX$42.52
ResistanceMX$48.80
MA 20MX$45.67
MA 50MX$46.69
MA 200MX$46.46
MACDBearish
VolumeIncreasing
Fear & Greed Index91.61

Valuation

Target PriceMX$55.57
Upside/Downside29.15%
GradeUndervalued
TypeBlend
Dividend Yield4.09%

Risk Assessment

Beta0.14
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.