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FULT:NASDAQFulton Financial Corporation Analysis

Data as of 2026-05-19 - not real-time

$20.84

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Fulton Financial (FULT) trades at $20.84, below its DCF fair value of $22.48, delivering an estimated upside of roughly 12% while offering a 3.63% dividend yield. The stock sits above its 20‑day and 50‑day SMAs, confirming a longer‑term bullish bias, yet the MACD has turned bearish and volume is slipping, suggesting short‑term momentum weakness. Fundamentals are solid: a PE of 9.9 versus the industry average of 16.6, operating margins above 40%, and a payout ratio of just 35% supporting dividend sustainability. Recent earnings beat expectations, though revenue growth of 4.2% was modest and a mixed news narrative highlights both a revenue shortfall and robust profit performance.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Bearish MACD and decreasing volume
  • Current price near support at $20.5
  • Strong dividend yield provides downside cushion

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • Undervalued valuation with ~12% upside
  • Consistent earnings beat and solid margins
  • Analyst consensus of "buy" and target price $23.5

Long Term

> 3 years
Positive
Model confidence: 9/10

Key Factors

  • Sustainable dividend supported by low payout ratio
  • Long‑term bullish trend across moving averages
  • Stable financial position with strong cash generation

Key Metrics & Analysis

Financial Health

Revenue Growth4.20%
Profit Margin30.49%
P/E Ratio9.9
ROE11.61%
ROA1.22%
P/B Ratio1.1
Op. Cash Flow$418.5M
Industry P/E16.6

Technical Analysis

TrendBullish
RSI44.9
Support$20.50
Resistance$22.49
MA 20$21.37
MA 50$20.88
MA 200$19.69
MACDBearish
VolumeDecreasing
Fear & Greed Index89.38

Valuation

Fair Value$22.48
Target Price$23.50
Upside/Downside12.76%
GradeUndervalued
TypeBlend
Dividend Yield3.63%

Risk Assessment

Beta1.10
Volatility24.60%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.