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FNWD:NASDAQFinward Bancorp Analysis

Data as of 2026-06-13 - not real-time

$33.99

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Finward Bancorp trades just above its 20‑day simple moving average, indicating that price pressure is modest and the stock is anchored near a key technical support level of roughly $31.8 while still below the 200‑day average of about $34.8.
The RSI of just under 60 and a bullish MACD histogram suggest lingering upward momentum, yet the broader trend flag remains bearish, reflecting a tug‑of‑war between short‑term optimism and longer‑term sector headwinds.
Fundamentally, the company’s trailing P/E of roughly 15 sits comfortably below the industry’s average near 17, the price‑to‑book under 1, and a modest dividend yield of about 1.4% with a payout ratio near 20% all point to a stock that is financially sound and dividend‑sustainable.
Risk metrics show a 30‑day volatility close to 30%, a low beta under 0.4, and sector‑specific regulatory exposure typical of regional banks, culminating in a balanced risk profile that leans toward medium overall risk.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 5/10

Key Factors

  • price near 20‑day SMA support
  • RSI indicating moderate bullishness
  • current bearish trend offset by bullish MACD

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • PE below industry average suggests undervaluation
  • solid dividend sustainability
  • steady revenue growth and operating margins

Long Term

> 3 years
Neutral
Model confidence: 6/10

Key Factors

  • low beta and manageable volatility
  • stable balance sheet with low debt‑to‑equity
  • consistent dividend payout and low payout ratio

Key Metrics & Analysis

Financial Health

Revenue Growth15.50%
Profit Margin14.39%
P/E Ratio14.8
ROE6.09%
ROA0.49%
P/B Ratio0.9
Op. Cash Flow$17.3M
Industry P/E16.8

Technical Analysis

TrendBearish
RSI59.7
Support$31.81
Resistance$35.20
MA 20$32.94
MA 50$33.12
MA 200$34.75
MACDBullish
VolumeIncreasing
Fear & Greed Index89.86

Valuation

Fair Value$73.78
Target Price$38.50
Upside/Downside13.27%
GradeUndervalued
TypeBlend
Dividend Yield1.42%

Risk Assessment

Beta0.38
Volatility29.88%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.