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ECBK:NASDAQECB Bancorp, Inc. Analysis

Data as of 2026-09-27 - not real-time

$20.70

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

The moving-average structure behind ECB Bancorp, Inc. is bullish at $20.70, with short-term averages leading the long-term ones. Relative strength is 49.4 — neutral — and the MACD signal is bearish. Price has been bracketed by support at $20.05 and resistance at $21.78.
Multiples put this in fair territory: 15.0 times earnings against the sector's 15.6. Revenue is growing at 49.1% on a 29.9% profit margin.
Risk scores 6 out of 10, which is elevated for this asset class. With 30-day volatility of 26.9%, a beta of 0.47 and a maximum drawdown of 13.3%, position sizing matters here. Thin trading volumes mean execution costs can be material on larger orders. The wider market backdrop reads extreme greed at 95 on the fear-greed composite.
All three time horizons resolve to buy, carrying 4/10 conviction.

Top Market Events

MarketScreener6dECB Bancorp, Inc. NasdaqCM:ECBK dropped from S&P Global BMI IndexECB Bancorp, Inc. is a bank holding...

Market Outlook

Short Term

< 1 year
Positive
Model confidence: 5/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • Trading above the 200-day average of 18.65
  • MACD momentum is negative

Medium Term

1–3 years
Positive
Model confidence: 4/10

Key Factors

  • Short-term moving averages stacked above long-term ones
  • P/E of 15.0 versus sector average of 15.6
  • Trading above the 200-day average of 18.65

Long Term

> 3 years
Positive
Model confidence: 4/10

Key Factors

  • P/E of 15.0 versus sector average of 15.6
  • Profit margin of 29.9% is healthy
  • Revenue growth of +49.1%

Key Metrics & Analysis

Financial Health

Revenue Growth49.10%
Profit Margin29.91%
P/E Ratio15.0
ROE6.56%
ROA0.72%
P/B Ratio1.0
Op. Cash Flow$22.8M
Industry P/E15.6

Technical Analysis

TrendBullish
RSI49.4
Support$20.05
Resistance$21.78
MA 20$20.84
MA 50$20.62
MA 200$18.65
MACDBearish
VolumeStable
Fear & Greed Index94.88

Valuation

Fair Value$42.55
GradeFair
TypeBlend

Risk Assessment

Beta0.47
Volatility26.86%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskLow
Liquidity RiskHigh

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.