BOCHGR:ATHEXBank of Cyprus Holdings Plc Analysis

Bank of Cyprus (BOCHGR) trades at a trailing P/E of 7.71, well below the industry average of 16.35, indicating a substantial value discount. The stock offers an attractive 5.9% dividend yield with a payout ratio of 61.8%, supported by a robust cash position of €9.84 bn against €1.39 bn of debt and a zero debt‑to‑equity ratio. Profitability is strong, with a profit margin of 47.7% and ROE of 16.7%, while revenue is flat year‑over‑year. Technically, the 20‑day SMA (9.08) sits above the 50‑day SMA (9.02) and the 200‑day SMA (7.76), confirming a bullish trend, though the MACD shows a bearish divergence and RSI is neutral at 40. The price of €8.48 is near the identified support level of €8.28, with a calculated upside of 23.8% toward a target price of €10.5. Volatility is elevated at 42% over the past 30 days, but beta is modest at 0.53, suggesting limited market‑wide risk exposure.