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BEN:ASXBendigo & Adelaide Bank Ltd. Analysis

Data as of 2026-09-09 - not real-time

A$10.19

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

Bendigo and Adelaide Bank Limited trades at AUD 10.19, with its moving averages tangled rather than clearly stacked — a neutral trend structure. Over a rolling month the price has lost 9.7%. Momentum indicators put RSI at 37.5 (approaching oversold) with MACD reading bearish. The recent range runs from support at AUD 10.11 up to resistance at AUD 11.22.
Valuation screens as fair: a P/E of 16.2 sits in line with the sector average of 16.2. Revenue is growing at 3.7% on a 19.2% profit margin. The 6.38% dividend yield looks stretched against payout coverage.
Risk scores 5 out of 10, which is moderate for this asset class. With 30-day volatility of 27.7%, a beta of 0.39 and a maximum drawdown of 25.3%, position sizing matters here. The wider market backdrop reads extreme greed at 93 on the fear-greed composite.
Short, medium and long-term reads agree on hold, with conviction of 3/10.

Top Market Events

Bendigo and Adelaide Bank Ltd ASX: BEN posts higher FY26 profit and cash earnings, lifts dividend.The regional bank has released its FY 2026 results this morning.Bendigo and Adelaide Bank Ltd ASX: BEN posts $375.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 2/10

Key Factors

  • Trading below the 200-day average of 10.64
  • MACD momentum is negative
  • 30-day price change of -9.7%

Medium Term

1–3 years
Neutral
Model confidence: 1/10

Key Factors

  • P/E of 16.2 versus sector average of 16.2
  • Dividend yield of 6.38% looks stretched against payout coverage
  • Trading below the 200-day average of 10.64

Long Term

> 3 years
Neutral
Model confidence: 3/10

Key Factors

  • P/E of 16.2 versus sector average of 16.2
  • Dividend yield of 6.38% looks stretched against payout coverage
  • Profit margin of 19.2% is healthy

Key Metrics & Analysis

Financial Health

Revenue Growth3.70%
Profit Margin19.23%
P/E Ratio16.2
ROE5.60%
ROA0.36%
P/B Ratio0.9
Op. Cash FlowA$-1246200064
Industry P/E16.2

Technical Analysis

TrendNeutral
RSI37.5
SupportA$10.11
ResistanceA$11.22
MA 20A$10.60
MA 50A$10.78
MA 200A$10.64
MACDBearish
VolumeDecreasing
Fear & Greed Index93.36

Valuation

Target PriceA$10.42
Upside/Downside2.31%
GradeFair
TypeValue
Dividend Yield6.38%

Risk Assessment

Beta0.39
Volatility27.72%
Sector RiskMedium
Reg. RiskHigh
Geo RiskLow
Currency RiskMedium
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.