BBVA:BMEBanco Bilbao Vizcaya Argentaria, S.A. Analysis
Data as of 2026-06-21 - not real-time
$24.48
Latest Price
7/10Risk
Risk Level: Medium
Executive Summary
Technical strength: BBVA is trading above its short‑term moving averages, RSI sits in the upper range and MACD shows a bullish crossover with rising volume, indicating momentum support. Fundamental resilience: The bank delivers solid operating margins, a near‑20% ROE and a generous dividend yield that adds defensive appeal.
Valuation tension: Discounted cash‑flow estimates place fair value well below the current price, suggesting limited upside despite the bullish chart. Elevated volatility and a beta above market amplify short‑term risk, while the dividend stream provides a buffer for patient investors.
Valuation tension: Discounted cash‑flow estimates place fair value well below the current price, suggesting limited upside despite the bullish chart. Elevated volatility and a beta above market amplify short‑term risk, while the dividend stream provides a buffer for patient investors.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Bullish technical indicators
- Current price above intrinsic value
- Strong dividend provides downside protection
Medium Term
1–3 yearsNeutral
Model confidence: 6/10
Key Factors
- Sustained profitability and cash generation
- Valuation gap remains but may narrow with earnings growth
- Dividend yield continues to support total return
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- Attractive dividend yield for income‑focused investors
- Potential for valuation correction over time
- Diversified geographic footprint reduces single‑region exposure
Key Metrics & Analysis
Financial Health
Revenue Growth11.90%
Profit Margin33.12%
P/E Ratio11.6
ROE19.04%
ROA1.37%
P/B Ratio2.2
Op. Cash Flow$5.1B
Industry P/E16.9
Technical Analysis
TrendBullish
RSI65.5
Support$22.00
Resistance$25.10
MA 20$23.14
MA 50$22.62
MA 200$21.84
MACDBullish
VolumeIncreasing
Fear & Greed Index91.46
Valuation
Fair Value$12.40
Target Price$22.85
Upside/Downside-6.64%
GradeOvervalued
TypeBlend
Dividend Yield4.40%
Risk Assessment
Beta1.44
Volatility31.08%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.