AMP:NYSE

Ameriprise Financial, Inc.

Data as of 2026-03-10 - not real-time

$461.48

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Ameriprise Financial shows a clear disconnect between its technical outlook and its underlying fundamentals. On the chart, price is trading below both short‑ and medium‑term moving averages, MACD is in a bearish configuration and volume is tapering, suggesting short‑term pressure toward the identified support zone. Yet the company delivers robust profitability, a trailing P/E well under the industry average, a strong ROE, and a low payout ratio that makes the dividend highly sustainable.
The valuation gap – with a discounted cash‑flow estimate far above the current market price – combined with solid cash generation and modest leverage points to a compelling buying opportunity for investors with a medium to long horizon. A disciplined approach that respects the near‑term support level while capitalizing on the undervaluation and dividend safety is advisable.

Trading Recommendations

Short Term

< 1 year
hold
Conviction: 6/10

Key Factors

  • Bearish technical momentum with price below key moving averages
  • Proximity to a defined support level
  • Decreasing trading volume indicating limited short‑term buying pressure

Medium Term

1–3 years
buy
Conviction: 8/10

Key Factors

  • Significant valuation upside relative to DCF fair value
  • Strong return on equity and consistent cash flow generation
  • Sustainable dividend supported by low payout ratio

Long Term

> 3 years
buy
Conviction: 9/10

Key Factors

  • Durable competitive advantages in wealth and asset management
  • Continued earnings growth potential and high profitability margins
  • Attractive dividend yield combined with ample balance‑sheet strength

Key Metrics & Analysis

Financial Health

Revenue Growth8.60%
Profit Margin18.84%
P/E Ratio12.7
ROE60.51%
ROA2.27%
Debt/Equity57.60
P/B Ratio6.4
Op. Cash Flow$8.3B
Free Cash Flow$3.6B
Industry P/E17.4

Technical Analysis

TrendBearish
RSI40.9
Support$445.00
Resistance$545.35
MA 20$476.35
MA 50$495.95
MA 200$496.85
MACDBearish
VolumeDecreasing
Fear & Greed Index75.89

Valuation

Fair Value$834.55
Target Price$570.00
Upside/Downside23.52%
GradeUndervalued
TypeBlend
Dividend Yield1.39%

Risk Assessment

Beta1.17
Volatility38.29%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies. Not financial advice. Always do your own research before making any investment decisions.