ALL:NYSE

Allstate Corporation (The)

Data as of 2026-03-10 - not real-time

$207.69

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

Allstate (ALL) is trading at $207.69, just below its 20‑day SMA of $208.80 but comfortably above the 50‑day ($205.02) and 200‑day ($203.34) averages, indicating a still‑bullish price bias. The RSI sits at 49, suggesting neutral momentum, while the MACD histogram is negative and the signal line is bearish, hinting at short‑term pressure. Volume trends are decreasing, and the stock is hovering near a support zone around $198.17 with resistance near $215.51, while 30‑day volatility is moderate at 27.8% and beta is low at 0.43, reflecting limited market‑wide swings. Fundamentally, ALL trades at a trailing PE of 5.46 versus an industry average of 17.38, a price‑to‑book of 1.89, and a robust ROE of 39.5%, underscoring strong profitability and a clear valuation gap. The dividend yield of 2.08% is backed by a modest payout ratio of 10.5% and solid free cash flow, making the payout sustainable.
Recent analyst commentary adds momentum: Wells Fargo lifted its price target to $228 and maintained a Buy rating, citing easing catastrophe losses and an improving earnings outlook, while Zacks highlighted ALL as a top cheap stock for 2026. These qualitative catalysts, combined with the quantitative undervaluation and resilient cash generation, suggest upside potential and a compelling entry point for investors.

Trading Recommendations

Short Term

< 1 year
hold
Conviction: 6/10

Key Factors

  • Price near short‑term support with decreasing volume
  • Bearish MACD histogram signaling near‑term downside pressure
  • Neutral RSI and modest upside to resistance at $215.51

Medium Term

1–3 years
buy
Conviction: 8/10

Key Factors

  • Significant valuation discount (PE 5.46 vs industry 17.38)
  • Strong profitability metrics (ROE 39.5%, operating margin 29%)
  • Analyst upgrades and raised price target to $228

Long Term

> 3 years
buy
Conviction: 9/10

Key Factors

  • Sustainable dividend with low payout ratio and solid free cash flow
  • Low beta and moderate volatility indicating defensive characteristics
  • Long‑term earnings stability and upside potential (DCF fair value $584)

Key Metrics & Analysis

Financial Health

Revenue Growth5.10%
Profit Margin15.19%
P/E Ratio5.5
ROE39.52%
ROA6.49%
Debt/Equity25.09
P/B Ratio1.9
Op. Cash Flow$10.1B
Free Cash Flow$8.9B
Industry P/E17.4

Technical Analysis

TrendBullish
RSI49.2
Support$198.17
Resistance$215.51
MA 20$208.80
MA 50$205.02
MA 200$203.34
MACDBearish
VolumeDecreasing
Fear & Greed Index75.89

Valuation

Fair Value$584.32
Target Price$240.52
Upside/Downside15.81%
GradeUndervalued
TypeBlend
Dividend Yield2.08%

Risk Assessment

Beta0.43
Volatility27.76%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies. Not financial advice. Always do your own research before making any investment decisions.