8725:TSEMS&AD Insurance Group Holdings, Inc. Analysis
Data as of 2026-03-10 - not real-time
¥4,089.00
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
MS&AD Insurance Group Holdings is trading at a low price‑to‑earnings multiple relative to its industry, suggesting an attractive valuation. The dividend yield is appealing and the payout ratio remains modest, supporting the case for sustainable income. Technical analysis shows the price comfortably above its short‑term and mid‑term moving averages, indicating a bullish bias, while the MACD histogram is negative, hinting at potential short‑term weakness. Volume is on an upward trend, reinforcing buying pressure as the stock hovers near a well‑tested support level and faces resistance around its recent highs. Analyst consensus leans toward a buy recommendation, with target prices positioned above the current market level.
Overall, the combination of undervalued fundamentals, solid dividend profile, low market sensitivity, and supportive technicals points to a favorable risk‑adjusted upside, though investors should monitor the mixed MACD signal and proximity to key price levels.
Overall, the combination of undervalued fundamentals, solid dividend profile, low market sensitivity, and supportive technicals points to a favorable risk‑adjusted upside, though investors should monitor the mixed MACD signal and proximity to key price levels.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Price above key moving averages indicating momentum
- Increasing volume supporting the trend
- MACD bearish divergence suggesting caution near support
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- Undervalued P/E relative to peers
- Attractive dividend yield with sustainable payout
- Analyst consensus and target median above current price
Long Term
> 3 yearsPositive
Model confidence: 8/10
Key Factors
- Strong capital base and low beta implying stability
- Consistent earnings and dividend growth potential
- Global insurance footprint diversifying revenue streams
Key Metrics & Analysis
Financial Health
Revenue Growth-6.70%
Profit Margin10.22%
P/E Ratio8.5
ROE16.31%
ROA2.30%
Debt/Equity16.93
P/B Ratio1.3
Industry P/E17.3
Technical Analysis
TrendBullish
RSI47.7
Support¥3,908.00
Resistance¥4,401.00
MA 20¥4,206.60
MA 50¥4,020.44
MA 200¥3,522.41
MACDBearish
VolumeIncreasing
Fear & Greed Index77.04
Valuation
Target Price¥4,360.00
Upside/Downside6.63%
GradeUndervalued
TypeValue
Dividend Yield2.98%
Risk Assessment
Beta0.60
Volatility27.38%
Sector RiskLow
Reg. RiskMedium
Geo RiskMedium
Currency RiskLow
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.