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2885:TWSEYuanta Financial Holding Co. Ltd. Analysis

Data as of 2026-06-11 - not real-time

NT$61.60

Latest Price

6/10Risk

Risk Level: Medium

Executive Summary

Yuanta Financial Holding is trading above its short‑term moving averages with a bullish MACD crossover and an RSI that remains comfortably below overbought levels, while volume is on the rise, indicating continued buying interest. However, the stock’s price is notably higher than both its longer‑term averages and the sector’s typical valuation multiples, and operating cash flow is negative, raising questions about earnings quality and dividend sustainability.
The company delivers strong revenue growth and a respectable dividend yield, but a very high leverage ratio and modest profitability metrics suggest caution. Investors should weigh the attractive income and growth prospects against the elevated valuation and cash‑flow constraints.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • Bullish technical setup with price above short‑term averages
  • Elevated valuation relative to industry peers
  • Increasing trading volume supporting momentum

Medium Term

1–3 years
Neutral
Model confidence: 5/10

Key Factors

  • Robust revenue growth and dividend yield
  • Negative operating cash flow and high leverage
  • Potential for valuation compression if earnings improve

Long Term

> 3 years
Positive
Model confidence: 7/10

Key Factors

  • Strong market position in Taiwan’s financial sector
  • Consistent dividend payouts offering income stability
  • Long‑term earnings growth potential despite short‑term cash‑flow pressures

Key Metrics & Analysis

Financial Health

Revenue Growth65.10%
Profit Margin29.01%
P/E Ratio22.5
ROE12.91%
ROA1.11%
Debt/Equity212.68
P/B Ratio2.3
Op. Cash FlowNT$-40380100608
Industry P/E16.5

Technical Analysis

TrendBullish
RSI59.1
SupportNT$53.90
ResistanceNT$66.70
MA 20NT$59.13
MA 50NT$54.35
MA 200NT$42.25
MACDBullish
VolumeIncreasing
Fear & Greed Index81.75

Valuation

Target PriceNT$47.75
Upside/Downside-22.48%
GradeOvervalued
TypeGrowth
Dividend Yield2.42%

Risk Assessment

Beta0.02
Volatility38.67%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.