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2845:TWSEFar Eastern International Bank Analysis

Data as of 2026-06-17 - not real-time

NT$13.30

Latest Price

4/10Risk

Risk Level: Medium

Executive Summary

The stock is trading just below its recent resistance level, with the 20‑day SMA sitting marginally above the 50‑day SMA, indicating a neutral short‑term trend. Technical momentum is mixed: the RSI is in the high‑70s, suggesting the shares may be overbought, while the MACD line remains above its signal, providing a bullish tilt. Volume has been on the rise, supporting the price action, and the beta of the stock is exceptionally low, pointing to limited market‑wide volatility despite a 30‑day price swing of roughly 20%. Fundamentally, the bank trades at a P/E well under the industry average and a price‑to‑book below one, signaling potential undervaluation. The dividend yield approaches 4% with a payout ratio near 55%, which appears sustainable given the stable operating margin and modest revenue growth. Overall, the combination of attractive valuation, solid dividend, and low systematic risk makes the stock appealing for longer horizons, while short‑term caution is warranted due to overbought signals.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • RSI in overbought territory
  • Proximity to resistance level
  • Bullish MACD but mixed momentum

Medium Term

1–3 years
Positive
Model confidence: 7/10

Key Factors

  • Undervalued relative to peers
  • Attractive dividend yield
  • Stable revenue growth and margins

Long Term

> 3 years
Positive
Model confidence: 8/10

Key Factors

  • Sustainable dividend payout
  • Low beta and limited volatility
  • Long‑term valuation upside

Key Metrics & Analysis

Financial Health

Revenue Growth7.50%
Profit Margin33.36%
P/E Ratio14.5
ROE6.42%
ROA0.49%
P/B Ratio0.9
Op. Cash FlowNT$-33635084288
Industry P/E17.2

Technical Analysis

TrendNeutral
RSI74.2
SupportNT$11.85
ResistanceNT$13.40
MA 20NT$12.40
MA 50NT$12.37
MA 200NT$12.56
MACDBullish
VolumeIncreasing
Fear & Greed Index90.73

Valuation

GradeUndervalued
TypeBlend
Dividend Yield3.86%

Risk Assessment

Beta0.12
Volatility19.77%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskLow

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.