086790:KRXHana Financial Group Inc. Analysis
Data as of 2026-07-29 - not real-time
₩120,400.00
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
Hana Financial Group is trading at 120,400 KRW, comfortably above its 200‑day SMA (108,650 KRW) but below the 20‑day (127,840 KRW) and 50‑day (122,340 KRW) averages, indicating short‑term pressure despite a longer‑term bullish bias. The MACD histogram is negative and the signal line is bearish, while the RSI sits at 44.6, suggesting neutral momentum. Valuation appears compelling: a forward P/E of 6.68 versus an industry average of 18.08, a dividend yield of 3.76% with a modest 28.5% payout, and analyst consensus of “strong buy” with an implied upside of roughly 33% toward a median target of 160,000 KRW. Risk factors include elevated 30‑day volatility (≈43%) but a relatively low beta (0.86) and stable trading volume, placing the stock in a moderate risk bucket. Overall, the combination of solid operating margins (48.6% operating, 31.7% profit), modest revenue growth (6.8%), and attractive dividend income makes the stock a potentially rewarding addition for value‑oriented investors.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Price below short‑term SMAs signaling near‑term weakness
- Bearish MACD histogram and neutral RSI
- High 30‑day volatility despite low beta
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- Forward P/E far below industry average
- Dividend yield of 3.76% with sustainable payout
- Analyst consensus strong‑buy and 33% upside to target price
Long Term
> 3 yearsPositive
Model confidence: 9/10
Key Factors
- Robust operating (48.6%) and profit margins (31.7%)
- Consistent revenue growth and strong cash generation capacity
- Strategic diversification across multiple geographies and financial segments
Key Metrics & Analysis
Financial Health
Revenue Growth6.80%
Profit Margin31.68%
P/E Ratio6.7
ROE8.97%
ROA0.61%
Industry P/E18.1
Technical Analysis
TrendBullish
RSI44.6
Support₩113,600.00
Resistance₩142,500.00
MA 20₩127,840.00
MA 50₩122,340.00
MA 200₩108,649.50
MACDBearish
VolumeStable
Fear & Greed Index86.89
Valuation
Target Price₩160,714.28
Upside/Downside33.48%
GradeUndervalued
TypeValue
Dividend Yield3.76%
Risk Assessment
Beta0.86
Volatility43.43%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.