029780:KRXSamsung Card Co., Ltd. Analysis
Data as of 2026-03-17 - not real-time
₩58,600.00
Latest Price
7/10Risk
Risk Level: Medium
Executive Summary
Samsung Card trades around 58,600 KRW, sitting below its 20‑day SMA but comfortably above the 200‑day SMA, signaling a longer‑term bullish backdrop despite a short‑term dip. The RSI hovers near the midpoint and the MACD histogram is negative, indicating mixed momentum, while volume has been on a downtrend.
Fundamentally, the stock appears cheap with a forward P/E of about 9.2 versus an industry average near 16.6, and it offers a generous dividend yield close to 4.8%. However, operating cash flow is sharply negative and the balance sheet shows a debt‑to‑equity ratio exceeding 200, raising questions about the sustainability of the dividend and overall financial resilience.
Fundamentally, the stock appears cheap with a forward P/E of about 9.2 versus an industry average near 16.6, and it offers a generous dividend yield close to 4.8%. However, operating cash flow is sharply negative and the balance sheet shows a debt‑to‑equity ratio exceeding 200, raising questions about the sustainability of the dividend and overall financial resilience.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- Price below short‑term SMA and bearish MACD
- Decreasing trading volume
- High dividend yield but cash‑flow strain
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- Undervaluation relative to peers
- Analyst consensus buy and target median price above current levels
- Strong market sentiment (extreme greed index)
Long Term
> 3 yearsNeutral
Model confidence: 5/10
Key Factors
- Solid profit margins and revenue growth
- Elevated debt levels and negative operating cash flow
- Potential regulatory headwinds in the credit‑card segment
Key Metrics & Analysis
Financial Health
Revenue Growth7.70%
Profit Margin22.73%
P/E Ratio9.2
ROE7.45%
ROA2.10%
Debt/Equity233.06
Op. Cash Flow₩-1575026032640
Industry P/E16.6
Technical Analysis
TrendBullish
RSI46.7
Support₩0.00
Resistance₩69,200.00
MA 20₩61,295.00
MA 50₩57,592.00
MA 200₩52,743.25
MACDBearish
VolumeDecreasing
Fear & Greed Index81.3
Valuation
Target Price₩62,333.33
Upside/Downside6.37%
GradeUndervalued
TypeBlend
Dividend Yield4.81%
Risk Assessment
Beta0.15
Volatility40.08%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.