005830:KRXDB INSURANCE CO. LTD Analysis
Data as of 2026-05-27 - not real-time
₩144,500.00
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
DB Insurance is trading just above its short‑term moving average and slightly above its long‑term average, suggesting a neutral price trend. The momentum indicators show a bearish divergence with the MACD line below its signal, while the relative strength index sits in the low range, hinting at modest oversold pressure. Volume is on an upward trajectory, supporting the possibility of a short‑term bounce.
Fundamentally, the stock appears deeply undervalued given its price‑to‑earnings multiple far below the sector average, and it offers an attractive dividend yield that exceeds typical market levels. Revenue growth remains solid, and the payout ratio suggests the dividend is sustainable. Market sentiment is extremely bullish, as reflected by the fear‑and‑greed gauge, but the high recent volatility and a historical drawdown near thirty percent warrant caution.
Fundamentally, the stock appears deeply undervalued given its price‑to‑earnings multiple far below the sector average, and it offers an attractive dividend yield that exceeds typical market levels. Revenue growth remains solid, and the payout ratio suggests the dividend is sustainable. Market sentiment is extremely bullish, as reflected by the fear‑and‑greed gauge, but the high recent volatility and a historical drawdown near thirty percent warrant caution.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- price near short‑term support
- bearish MACD signal
- rising trading volume
Medium Term
1–3 yearsPositive
Model confidence: 8/10
Key Factors
- significant valuation gap to industry peers
- strong dividend yield with sustainable payout
- steady revenue growth
Long Term
> 3 yearsPositive
Model confidence: 9/10
Key Factors
- long‑term undervaluation and upside potential
- stable earnings profile of a property‑and‑casualty insurer
- consistent dividend policy enhancing total return
Key Metrics & Analysis
Financial Health
Revenue Growth11.40%
Profit Margin7.68%
P/E Ratio4.9
Industry P/E16.6
Technical Analysis
TrendNeutral
RSI32.4
Support₩144,000.00
Resistance₩175,900.00
MA 20₩162,450.00
MA 50₩168,472.00
MA 200₩146,363.50
MACDBearish
VolumeIncreasing
Fear & Greed Index92.34
Valuation
Target Price₩219,111.11
Upside/Downside51.63%
GradeUndervalued
TypeBlend
Dividend Yield5.26%
Risk Assessment
Beta0.62
Volatility41.46%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.