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005830:KRXDB INSURANCE CO. LTD Analysis

Data as of 2026-05-27 - not real-time

₩144,500.00

Latest Price

5/10Risk

Risk Level: Medium

Executive Summary

DB Insurance is trading just above its short‑term moving average and slightly above its long‑term average, suggesting a neutral price trend. The momentum indicators show a bearish divergence with the MACD line below its signal, while the relative strength index sits in the low range, hinting at modest oversold pressure. Volume is on an upward trajectory, supporting the possibility of a short‑term bounce.
Fundamentally, the stock appears deeply undervalued given its price‑to‑earnings multiple far below the sector average, and it offers an attractive dividend yield that exceeds typical market levels. Revenue growth remains solid, and the payout ratio suggests the dividend is sustainable. Market sentiment is extremely bullish, as reflected by the fear‑and‑greed gauge, but the high recent volatility and a historical drawdown near thirty percent warrant caution.

Market Outlook

Short Term

< 1 year
Neutral
Model confidence: 6/10

Key Factors

  • price near short‑term support
  • bearish MACD signal
  • rising trading volume

Medium Term

1–3 years
Positive
Model confidence: 8/10

Key Factors

  • significant valuation gap to industry peers
  • strong dividend yield with sustainable payout
  • steady revenue growth

Long Term

> 3 years
Positive
Model confidence: 9/10

Key Factors

  • long‑term undervaluation and upside potential
  • stable earnings profile of a property‑and‑casualty insurer
  • consistent dividend policy enhancing total return

Key Metrics & Analysis

Financial Health

Revenue Growth11.40%
Profit Margin7.68%
P/E Ratio4.9
Industry P/E16.6

Technical Analysis

TrendNeutral
RSI32.4
Support₩144,000.00
Resistance₩175,900.00
MA 20₩162,450.00
MA 50₩168,472.00
MA 200₩146,363.50
MACDBearish
VolumeIncreasing
Fear & Greed Index92.34

Valuation

Target Price₩219,111.11
Upside/Downside51.63%
GradeUndervalued
TypeBlend
Dividend Yield5.26%

Risk Assessment

Beta0.62
Volatility41.46%
Sector RiskMedium
Reg. RiskMedium
Geo RiskLow
Currency RiskLow
Liquidity RiskMedium

This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.