002958:SZSEQingdao Rural Commercial Bank Corp. Class A Analysis
Data as of 2026-09-10 - not real-time
CN¥3.08
Latest Price
3/10Risk
Risk Level: Low
Executive Summary
At ¥3.08, Qingdao Rural Commercial Bank Co., Ltd. shows a bearish moving-average alignment, with shorter averages beneath longer ones. It has lost 3.1% over the past 30 days. Momentum indicators put RSI at 61.1 (approaching overbought) with MACD reading bullish. Recent trading has carved out support near ¥2.90 and resistance around ¥3.09.
Valuation screens as undervalued: a P/E of 6.7 sits below the sector average of 16.1. Revenue is growing at 11.7% on a 43.5% profit margin. The 3.96% dividend yield looks covered by current payout levels.
The composite risk read is 3/10, putting it in low territory. With 30-day volatility of 21.6%, a beta of 0.08 and a maximum drawdown of 17.5%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 90 on the fear-greed composite.
Near-term and long-term part ways here — hold short-term against buy longer out, with 7/10 conviction on the long call.
Valuation screens as undervalued: a P/E of 6.7 sits below the sector average of 16.1. Revenue is growing at 11.7% on a 43.5% profit margin. The 3.96% dividend yield looks covered by current payout levels.
The composite risk read is 3/10, putting it in low territory. With 30-day volatility of 21.6%, a beta of 0.08 and a maximum drawdown of 17.5%, the drawdown profile is forgiving relative to most of the market. The wider market backdrop reads extreme greed at 90 on the fear-greed composite.
Near-term and long-term part ways here — hold short-term against buy longer out, with 7/10 conviction on the long call.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 4/10
Key Factors
- Short-term moving averages stacked below long-term ones
- Trading above the 200-day average of 3.03
- MACD momentum is positive
Medium Term
1–3 yearsPositive
Model confidence: 5/10
Key Factors
- Short-term moving averages stacked below long-term ones
- P/E of 6.7 versus sector average of 16.1
- Trading above the 200-day average of 3.03
Long Term
> 3 yearsPositive
Model confidence: 7/10
Key Factors
- P/E of 6.7 versus sector average of 16.1
- Profit margin of 43.5% is healthy
- Revenue growth of +11.7%
Key Metrics & Analysis
Financial Health
Revenue Growth11.70%
Profit Margin43.49%
P/E Ratio6.7
P/B Ratio0.4
Industry P/E16.1
Technical Analysis
TrendBearish
RSI61.1
SupportCN¥2.90
ResistanceCN¥3.09
MA 20CN¥2.97
MA 50CN¥2.98
MA 200CN¥3.03
MACDBullish
VolumeIncreasing
Fear & Greed Index89.7
Valuation
GradeUndervalued
TypeValue
Dividend Yield3.96%
Risk Assessment
Beta0.08
Volatility21.58%
Sector RiskMedium
Reg. RiskHigh
Geo RiskHigh
Currency RiskHigh
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.