000815:KRXSamsung Fire & Marine Insurance Co., Ltd. Analysis
Data as of 2026-03-15 - not real-time
₩388,500.00
Latest Price
5/10Risk
Risk Level: Medium
Executive Summary
Samsung Fire & Marine Insurance is trading below its longer‑term moving averages, with price modestly above recent support and the 20‑day SMA, while the 14‑day RSI sits in a neutral zone, suggesting limited upside momentum for now. The MACD histogram remains negative, indicating bearish momentum, yet the overall trend is flagged as bullish and beta is exceptionally low, pointing to a defensive profile.
Valuation metrics highlight a sizable gap between the discounted cash‑flow fair‑value estimate and the current market price, implying the stock is substantially undervalued. The dividend yield exceeds five percent and the payout ratio sits comfortably below fifty percent, supporting the view that the dividend is sustainable. Combined with a stable volume environment and a moderate volatility profile, the fundamentals favor a value‑oriented, income‑focused investment thesis.
Valuation metrics highlight a sizable gap between the discounted cash‑flow fair‑value estimate and the current market price, implying the stock is substantially undervalued. The dividend yield exceeds five percent and the payout ratio sits comfortably below fifty percent, supporting the view that the dividend is sustainable. Combined with a stable volume environment and a moderate volatility profile, the fundamentals favor a value‑oriented, income‑focused investment thesis.
Market Outlook
Short Term
< 1 yearNeutral
Model confidence: 6/10
Key Factors
- price near technical support
- neutral RSI and bearish MACD histogram
- high dividend yield offering immediate income
Medium Term
1–3 yearsPositive
Model confidence: 7/10
Key Factors
- large valuation discount to DCF fair value
- sustainable dividend with comfortable payout ratio
- low beta indicating defensive characteristics
Long Term
> 3 yearsPositive
Model confidence: 8/10
Key Factors
- structural demand for non‑life insurance across diversified markets
- consistent cash‑flow generation supporting dividend continuity
- undervalued positioning offering upside as earnings recover
Key Metrics & Analysis
Financial Health
Revenue Growth-2.50%
Profit Margin9.25%
ROE11.42%
ROA2.16%
Debt/Equity1.67
Op. Cash Flow₩2229.2B
Free Cash Flow₩-2264933859328
Industry P/E16.4
Technical Analysis
TrendBullish
RSI46.2
Support₩364,000.00
Resistance₩472,500.00
MA 20₩408,400.00
MA 50₩386,910.00
MA 200₩351,687.50
MACDBearish
VolumeStable
Fear & Greed Index72.88
Valuation
Fair Value₩1,365,405.10
GradeUndervalued
TypeValue
Dividend Yield5.02%
Risk Assessment
Beta0.23
Volatility42.38%
Sector RiskMedium
Reg. RiskMedium
Geo RiskMedium
Currency RiskMedium
Liquidity RiskLow
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This analysis may contain inaccuracies and is provided for informational and research purposes only. It is not personal investment advice, a recommendation, or an instruction to buy, sell, or hold any asset.